Small Credit Loan

Discover Small Credit Loans with Fundo

If you’re looking for quick and easy funding to meet your financial needs, small credit loans could be the perfect option for you. Unlike traditional lenders, which often involve extensive paperwork and lengthy processing times, Fundo simplifies the borrowing process. Whether you’re dealing with unexpected expenses or just need a cash boost to get through a tough time, we’re here to help. With our short-term loans, you can find the relief you need without the hassle!

Why Choose Fundo for Small Credit Loans?

🚀 Fast Approval: Our online application is straightforward, and you can receive approval often on the same day.
🔍 No Hidden Fees: Transparency is key! We ensure no unexpected costs come your way.
💻 User-Friendly Experience: Say goodbye to complicated jargon! We prioritize helping you through every step.
🏆 Quick Access to Funds: Once your loan is accepted, funds can hit your account in just 60 seconds!
💡 Financial Wellness: With tools like our self-service dashboard, you can keep track of your loans and gain financial insights.

We understand that many Australians are searching for options like 'small credit loans'. That's where Fundo shines! Our focus on providing financial assistance is why we are a trusted choice among borrowers seeking small credit loans. Our loans are designed to cater to various needs, providing you with the flexibility to cover those sudden expenses that life throws your way.

Small Credit Loans Tailored for You

Fundo offers small credit loans ranging from $500 to $2,000 with terms that accommodate your financial situation. Our loans come with no interest for SACC (Small Amount Credit Contract) loans and flexible repayment options that you can choose—weekly, fortnightly, or monthly.

Eligibility Criteria

Considering applying for a small credit loan? Here’s what you need to know:

🔹 You must be over 18 years of age.
🔹 Currently residing in Australia.
🔹 A minimum verified income of $1,000 per fortnight (this can include government benefits).
🔹 You should demonstrate your ability to make repayments without straining your finances.

How to Apply for a Small Credit Loan

Ready to get started? Applying for a small credit loan with Fundo is easy!

💻 Navigate to our application form.
🚀 Complete the application and submit it for review.
⏳ If applied during business hours, you could receive approval and funding on the same day!

Don’t let traditional lenders hold you back with their strict requirements. At Fundo, we value responsible borrowers. If you're looking for small credit loans, why not explore what we can offer? With our quick loan approval, tailored financial options, and support, we make the borrowing process smooth and simple. Apply now and experience the Fundo difference!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.