Small Instant Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise or you find yourself in a pinch, many people turn to small instant payday loans as an efficient funding solution. Whether it’s a surprise bill, an urgent repair, or managing a momentary cash flow issue, these loans can provide the financial assistance needed to get back on track. At Fundo, we specialise in making short-term loans accessible for Australians, ensuring you have the support you need when it counts.
At Fundo, we believe that your credit history is just one aspect of your financial picture. We strive to understand your overall circumstances to provide you with the assistance you need, regardless of your past credit decisions.
If you're looking into small online cash loans or want speedy access to funds, it’s essential to know the eligibility criteria. Here’s what you’ll need:
Getting started with your application is simple! Fill out our online form with your preferred loan amount, personal and financial details. If you meet our straightforward criteria and complete your application during business hours, you could receive funding on the same day!
To help you stay informed about your borrowing capacity, explore the Fundo Score. This unique feature allows you to track and boost your creditworthiness over time. By paying on time and avoiding excessive borrowing elsewhere, you can improve your Fundo Score, consequently increasing your chances of future loan approvals.
Don’t waste time searching for alternatives using confusing terms like bad credit short term loans or payday advance app. Choose Fundo for a clear, supportive, and quick loan experience. Apply now and let us help you tackle your financial needs with ease!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.