Small Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding small loans for bad credit can often feel like a daunting task. Traditional banks and lenders frequently impose comprehensive documentation requirements, leading to prolonged application processes that can stretch from weeks to months. But worry not! At Fundo, we take the hassle out of obtaining a small loan, especially when you're in need of quick cash for unexpected expenses like car repairs or home renovations.
When you’re searching for small loans for bad credit, you’ve come to the right place with Fundo. We understand that speed is essential; that's why we aim to get you a decision within days, not weeks! With us, you’ll find:
With Fundo, you can apply for a small loan tailored for your situation, regardless of your credit history. We’re committed to making our loans available to more Australians who need financial support—without worrying about your past credit score.
Need help understanding your lending options? Look no further! We offer a variety of products to cater to your financial needs:
At Fundo, we truly care about your financial well-being. By maintaining good financial habits, such as timely repayments, you can even enhance your Fundo Score. Paying off your loan early? No problem! We don’t impose penalties, allowing you the freedom to repay on your terms.
Ready to take the next step? Getting started is a breeze! Just fill out a quick online form that asks for your borrowing details and some personal information. You’ll just need to meet these simple eligibility criteria:
If your loan application is approved, you might see funds hit your account within minutes after accepting the contract! Plus, checking your Fundo Score gives you insight into your loan eligibility. The better your financial practices, the more you can benefit from our lending options.
Say goodbye to endless searching for “small loans for bad credit” or messages about no credit checks and get started with Fundo today! Your path to financial support is just a few clicks away.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.