Small Loans Low Interest Rates
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need to handle an unexpected bill or want to enhance your living space? Securing a loan shouldn't be a hassle. Many Australians are exploring small loans with low interest rates as an alternative to the traditional banking process, which can be lengthy and rigid. At Fundo, we believe that when you're in need, time is of the essence! We have streamlined our application process to ensure you can get the cash flow you need without the wait.
We prioritise your speed and convenience at Fundo! With our simple and user-friendly online application, you can skip the extensive paperwork that usually comes with loans. While other lenders may overlook you based on past credit issues, we're here to listen. Our flexible approach means we’re more inclined to understand your current financial situation rather than just your history.
Fundo is proud to provide a range of short-term loans tailored to your needs. Whether it's covering home improvements or urgent expenses, we are here for you. You might also be interested in options like our home improvement loans or our reliable emergency loans. We aim to reward responsible borrowing and encourage good financial habits.
You're just a few clicks away from exploring small loans at low interest rates. Our eligibility criteria is straightforward:
No need to stress about complex applications—we make qualifying for a loan simple!
Ready to take the plunge? Simply complete our online form with your contact and personal details, and indicate the amount you'd like to borrow. The Fundo application process is designed for your convenience, allowing even returning customers to apply quickly and efficiently!
Last but not least, keep track of your credit health with the exclusive Fundo Score—this helps improve your chances of loan approval! By fostering sound borrowing habits, you're not only meeting your current financial needs but also paving the way for better credit health in the future.
Stop worrying about unhelpful searches for fast payday loans and loans for those with bad credit. Choose Fundo today and unlock access to a supportive and flexible loan experience. Get started with your small loan application right now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
