Small Money Loan
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, a small money loan can be a real lifesaver, providing you with the fast cash you need. If you've been exploring options online, you may have come across various traditional lending offers that require heaps of paperwork and complicated processes. Navigating through these can be overwhelming, and the last thing you want is your application being denied due to past credit issues. At Fundo, we understand the challenges many Australians face, and we strive to be a hassle-free alternative for your borrowing needs. With us, your unique financial situation is assessed beyond just credit history, allowing for a more comprehensive review.
At Fundo, we pride ourselves on being a transparent, Australian-owned lender with straightforward, fair contracts and no hidden fees. Our goal is to simplify the process of applying for short-term loans, so you donβt have the stress of long queues at banks. By using your smart device, you can easily follow our steps to get the quick cash you need, should you meet our eligibility criteria. Here's what makes us different:
Wondering how to apply? You might feel inclined to search for terms like 'small money loan' or 'emergency money loans'. At Fundo, we keep our eligibility criteria clear and straightforward. To apply for a Fundo loan, you must:
Once ready, submit your application on our website by providing the amount you wish to borrow, along with some basic personal and financial details. If you meet the requirements and apply within business hours, you could get your funds in as little as 60 seconds from contract acceptance!
Additionally, take advantage of our Fundo Score system. It's designed to help you understand your chances of loan approval and guide you on improving your creditworthiness. By enhancing your Fundo Score, you can increase your chances of loan approval. Tips for a better Fundo Score include paying on time, referring friends, and keeping your debt levels low.
If you're in need of a small money loan, don't waste your time sifting through endless online options. Instead, take the next step towards getting the cash you need. Apply with Fundo today, and let's work together to meet your financial goals!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.