Small Personal Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise and you're seeking short-term financial help, many people find themselves searching for small personal loans for bad credit. Whether it’s a surprise medical bill or an urgent repair, traditional banks might slow you down with lengthy approval processes. That’s where Fundo comes in! As an online lender dedicated to assisting Australians, we offer quick and flexible lending solutions tailored just for you, even if your credit isn't perfect. Our friendly service ensures that you can access the funds you need without the usual headaches.
At Fundo, we understand that not all lenders offer solutions for small personal loans for bad credit. That's why we designed our platform to provide a pathway for you to secure loans without the stress that comes with other lenders. We are committed to helping you navigate your financial challenges with our simple application process. You can apply for a loan with us quickly and easily, receiving a response on the same day!
Our small loans and medium personal loans cater to a variety of needs. Below are a few options:
We also focus on helping you build your Fundo Score. By being a responsible borrower, making timely repayments, and referring friends, you can boost your Fundo Score, which may unlock even better loan offers in the future.
Ready to take the next step? Here’s how you can apply:
With Fundo, there's no need to keep searching for options with phrases like instant cash loans or quick loans. Let’s make borrowing simple and hassle-free! Explore your options now and apply for a small personal loan tailored to your needs—your financial relief is just a click away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
