Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Sometimes, life throws unexpected expenses your way—whether it’s a plumbing crisis or a flat tire. When you need funds swiftly, searching for small short term loans online shouldn’t be a hassle. At Fundo, we're here to make that process simple!
As an Australian-owned and managed lender, we pride ourselves on providing accessible short-term loans tailored to meet your needs. We understand that having a range of credit histories shouldn't restrict your ability to secure funding. Here are just a few benefits we offer:
When looking for the best small short term loans online, it's crucial to understand what lenders can provide. While searching for options, you might have stumbled upon different loan types, but at Fundo, we focus on simplicity and effectiveness:
No need to keep typing “Small Short Term Loans Australia” or “Small Same Day Personal Loans.” Fundo’s application requirements are minimal:
It’s as simple as filling out our online application! Enter your personal details and the amount you need, and enjoy a streamlined experience!
One of Fundo’s unique features, the Fundo Customer Score, contributes to making our services rewarding. By repaying your loans on time, you can enhance your score, making you more eligible for future loans!
Stop wasting time with endless searches for loans that pay out same day or “Personal Loans.” Fundo simplifies your borrowing journey. Quick, easy, and designed with your best interests in mind, we've got your back for all your small short term loans online.
Why wait? Apply for a small loan today and experience the Fundo difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.