Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finding the right term loan can feel daunting, especially if you've encountered challenges with your credit score. At Fundo, we understand that life sometimes throws unexpected expenses your way, making financial flexibility essential. Our goal is to simplify the process of obtaining term loans for Australians, considering your unique circumstances to provide you with the support you need.
Whether you're facing a one-off expense, unexpected bills, or an urgent need for cash, Fundo's term loans offer a viable solution. There's no point in waiting for weeks when you can get a straightforward decision. Our aim is to ensure that accessing your funds is as quick and hassle-free as possible—funds can hit your account within 60 seconds from contract acceptance!
We cater to a variety of needs with our loan offerings:
Applying for a term loan with Fundo is simple, but let's ensure the right fit for you first:
Your journey begins with the Fundo Score—our unique scoring system that rewards responsible borrowing behaviours, such as repaying on time or even referring a friend. Higher scores increase your chances of approval. Ready to get started? Just click the ‘Apply Now’ button on our homepage. The online form takes moments to complete, and if you're a returning customer, you might finish in just three clicks!
Stop searching for loans online and take the first step towards getting your term loan today. Your financial peace of mind is just a few clicks away!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
