Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Finding the right term loan can feel daunting, especially if you've encountered challenges with your credit score. At Fundo, we understand that life sometimes throws unexpected expenses your way, making financial flexibility essential. Our goal is to simplify the process of obtaining term loans for Australians, considering your unique circumstances to provide you with the support you need.
Whether you're facing a one-off expense, unexpected bills, or an urgent need for cash, Fundo's term loans offer a viable solution. There's no point in waiting for weeks when you can get a straightforward decision. Our aim is to ensure that accessing your funds is as quick and hassle-free as possible—funds can hit your account within 60 seconds from contract acceptance!
We cater to a variety of needs with our loan offerings:
Applying for a term loan with Fundo is simple, but let's ensure the right fit for you first:
Your journey begins with the Fundo Customer Score—our unique scoring system that rewards responsible borrowing behaviours, such as repaying on time or even referring a friend. Higher scores increase your chances of approval. Ready to get started? Just click the ‘Apply Now’ button on our homepage. The online form takes moments to complete, and if you're a returning customer, you might finish in just three clicks!
Stop searching for loans online and take the first step towards getting your term loan today. Your financial peace of mind is just a few clicks away!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.