Unsecured Bad Credit Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Whether you're facing unexpected costs like a medical bill or your car's breakdown, or you just want to make some home upgrades, an unsecured bad credit personal loan might be the perfect solution. Life can throw challenges your way, and traditional lenders often tie you up in red tape with lengthy paperwork and strict requirements. That’s why many Australians turn to alternative finance solutions. At Fundo, we understand your needs and offer a straightforward process to help you secure the funds you require quickly.
If you've been exploring options for an unsecured bad credit personal loan, Fundo's loans can be tailored for various purposes such as urgent home repairs or unexpected bills. While our loans are versatile, they’re not intended for debt consolidation or paying off existing loans. Instead, you can invest in necessary expenses that will improve your life.
Taking the plunge into an unsecured bad credit personal loan is easy with Fundo. To get started, simply visit our website and fill out the online application form. You’ll need to provide information about:
With Fundo, you can apply anytime, and if everything checks out during business hours, you could see funds hit your account within 60 seconds from contract acceptance! No more endless searching for quick cash; we’re here to deliver.
Fundo maintains minimal eligibility criteria compared to traditional lenders. To qualify for an unsecured bad credit personal loan, you must:
Applying is simple and transparent; even if you've searched for terms like urgent cash loans for bad credit, look no further. With Fundo, you're in reliable hands.
Improving your Fundo Score can enhance your chances of loan approval. You can work towards a better score by:
Don't let a lack of funds hold you back. Take control of your financial situation today! Apply now with Fundo and secure the funding you need to move forward confidently.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
