Unsecured Personal Loan For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Securing an unsecured personal loan for bad credit to tackle unexpected expenses like car repairs or home renovations shouldn’t feel impossible. Unfortunately, traditional banks often come with strict documentation and approval processes that can drag on for weeks or even months. But fear not! You've landed at Fundo, where we believe that when you need a loan, you deserve quick and simple access.
At Fundo, we're dedicated to making your borrowing experience fast and easy. Our goal is to streamline the process, allowing you to focus on what's important instead of paperwork. When you come to us for an unsecured personal loan for bad credit, you can expect:
Whether you're searching for personal loans with bank statements only or looking for the best personal unsecured loans for bad credit, you will find that Fundo offers simple small loans with manageable repayment schedules. We provide options with a loan term of up to 180 days, and if you make early repayments, you can avoid extra fees.
Need cash for urgent repairs? Our home renovation loans and emergency loans are designed to cover those one-off expenses quickly without the headache. When you borrow responsibly and make regular payments, you can enhance each future application and make the most of what we offer.
Are you wondering about our eligibility criteria? It's simple! To qualify for an unsecured personal loan for bad credit at Fundo, you need to:
If you tick those boxes, you can rest easy and stop searching for fast short term loans or $1,000 loans today. Simply fill out our application form with your details and desired loan amount. If submitted during business hours, you could be approved the same day!
Curious about your chances of approval? Get insights via the Fundo Score. The better your score, the higher your chances! Remember, you can boost your score by paying your loans on time, referring friends, and providing feedback.
So, if you’re seeking an unsecured personal loan for bad credit, look no further. Dive into the Fundo experience and witness how simple borrowing can be!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.