Unsecured Personal Loans Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in need of extra funds for an unexpected expense, it can be frustrating to navigate the traditional lending landscape. Many banks have rigorous requirements that can make securing a loan feel daunting. You might have even searched for unsecured personal loans instant decision only to be left overwhelmed by options and unsure of whom to trust. Look no further than Fundo! We offer a simple and speedy application process for short-term loans that you can initiate from anywhere in Australia. Our aim is to empower everyone, including those with less-than-perfect credit, providing a fair chance for approval.
Fundo is committed to making unsecured personal loans instant decision accessible for everyone in Australia. With repayment terms available for up to 180 days, you can choose a plan that works best for you. Plus, paying off your loan ahead of schedule can help you avoid monthly fees and increase your chances of approval for future loans! We have various loan options that can assist with your financial needs, including emergency loans and home renovation loans. Each loan is manageable through your personal self-service dashboard, where you can track payment schedules and gain financial wellness tips.
Your Fundo Score is a special rating that reflects your relationship with us. By making timely payments and referring friends, you can enhance your score, making future loans even easier. When you continue borrowing responsibly with Fundo, the benefits multiply! You only need to be over 18, currently living in Australia, and show that you have verified income of at least $1,000 every fortnight (including government benefits) to get started.
Ready to move forward? The application form is available online, so there’s no need to keep searching for terms like direct cash loans or last minute loans. If you apply during business hours, you may even receive approval and have the funds delivered to your account within 60 seconds of contract acceptance. Existing customers will find it even easier—returning customers can apply in just three clicks!
Stop stressing about where to find the right lender. With Fundo, securing an unsecured personal loan instant decision is within reach. Apply now and take control of your financial situation!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
