Urgent Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected financial challenges your way, having access to urgent loans can make all the difference. Whether it’s a medical bill, an urgent car repair, or a utility payment, Fundo offers small loans starting from $500 with a fast and easy online application process. We know that emergencies don’t wait, which is why Fundo ensures quick approval and fast access to cash when you need it most. Our loans are designed to help Australians manage their financial needs with flexible repayment options, making it easier for you to repay on your terms.
When financial emergencies arise, finding urgent loans with quick approval and fast access to funds becomes a priority. Whether it’s unexpected medical expenses, car repairs, or overdue bills, you need a lender that can provide reliable, fast solutions. At Fundo, we offer small loans starting from $500, with an entirely online application process that can be completed in minutes.
Once your application is approved, you can receive your funds within 24 hours. Fundo’s approach to loans into a bank account ensures that you get the money you need without delays, making us an excellent option for covering short-term financial needs. With transparent terms, flexible repayment options, and no hidden fees, Fundo aims to make your loan process stress-free, so you can focus on resolving your financial situation quickly.
Fundo specialises in providing loans for the unemployed and on Centrelink that allow you to cover emergency expenses without the hassle of traditional lenders. Our application process is designed for speed and efficiency, with decisions made quickly and funds deposited into your account within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval. Whether it’s a sudden expense or an unexpected bill, Fundo’s urgent loans give you the financial flexibility to handle the situation without stress.
We also offer loans by phone, making it even more convenient for you to apply and receive funds wherever you are. Applying is simple: just complete the online application, and we’ll review your details promptly. If approved, the funds will be transferred to your account in no time, allowing you to handle your financial emergency swiftly.
How quickly can I receive the loan?
Once approved, Fundo can transfer the funds to your account in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID using PayID-enabled transfers.
Will Fundo check my credit?
Yes, Fundo may conduct a credit check, but we also use an internal scoring system to assess your overall financial health, allowing even those with less-than-perfect credit to qualify.
What repayment options does Fundo offer?
Fundo provides flexible repayment terms, ensuring that your loan is manageable and suited to your personal financial situation.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
