Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When life throws unexpected financial challenges your way, having access to urgent loans can make all the difference. Whether it’s a medical bill, an urgent car repair, or a utility payment, Fundo offers small loans starting from $500 with a fast and easy online application process. We know that emergencies don’t wait, which is why Fundo ensures quick approval and fast access to cash when you need it most. Our loans are designed to help Australians manage their financial needs with flexible repayment options, making it easier for you to repay on your terms.
When financial emergencies arise, finding urgent loans with quick approval and fast access to funds becomes a priority. Whether it’s unexpected medical expenses, car repairs, or overdue bills, you need a lender that can provide reliable, fast solutions. At Fundo, we offer small loans starting from $500, with an entirely online application process that can be completed in minutes.
Once your application is approved, you can receive your funds within 24 hours. Fundo’s approach to loans into a bank account ensures that you get the money you need without delays, making us an excellent option for covering short-term financial needs. With transparent terms, flexible repayment options, and no hidden fees, Fundo aims to make your loan process stress-free, so you can focus on resolving your financial situation quickly.
Fundo specialises in providing loans for the unemployed and on Centrelink that allow you to cover emergency expenses without the hassle of traditional lenders. Our application process is designed for speed and efficiency, with decisions made quickly and funds deposited into your account within 60 seconds from accepting your loan agreement and if your bank supports PayID after approval. Whether it’s a sudden expense or an unexpected bill, Fundo’s urgent loans give you the financial flexibility to handle the situation without stress.
We also offer loans by phone, making it even more convenient for you to apply and receive funds wherever you are. Applying is simple: just complete the online application, and we’ll review your details promptly. If approved, the funds will be transferred to your account in no time, allowing you to handle your financial emergency swiftly.
How quickly can I receive the loan?
Once approved, Fundo can transfer the funds to your account in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID using PayID-enabled transfers.
Will Fundo check my credit?
Yes, Fundo may conduct a lorem ipsum, but we also use an internal scoring system to assess your overall financial health, allowing even those with less-than-perfect credit to qualify.
What repayment options does Fundo offer?
Fundo provides flexible repayment terms, ensuring that your loan is manageable and suited to your personal financial situation.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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