Urgent Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a loan when you have a less-than-perfect credit score can feel like an uphill battle, especially when you're in urgent need of funds. At Fundo, we understand the challenges associated with accessing urgent loans bad credit. Unlike traditional lenders, who often base decisions solely on credit scores, we assess each application on an individual basis. Our aim is to provide Australians with a fairer chance to obtain short-term loans. Here’s how we help you access urgent cash when you need it most:
If you require immediate funding for a specific urgent need, a short-term loan may be just what you’re looking for. With Fundo, you can expect a hassle-free process that prioritises your time and financial well-being. We believe that quick access to funds shouldn’t come with additional stress.
Understanding your options is vital when seeking urgent loans bad credit. That’s where Fundo shines! To enhance your financial experience, consider our small loans to cover unexpected expenses until payday. If you are planning some essential updates in your home, our home renovation loans can provide the funds needed. Remember, we reward our borrowers for responsible loan behaviour, making it easier to manage your repayments.
Here’s why it makes sense to choose Fundo for your urgent financing needs:
The eligibility criteria are simple: you need to be over 18, currently live in Australia, earn at least $1,000 per fortnight (including any government benefits), and demonstrate your ability to pay back your loan. To kick-start the process, take a moment to fill out our online application—it’s quick and easy! Your funds could hit your account within 60 seconds of contract acceptance if approved.
With our minimal requirements and commitment to responsible lending, why continue searching for fast loans or quick cash today? Plus, returning borrowers can enjoy a streamlined application process that takes just three clicks! Don’t miss the opportunity to secure a Fundo loan—apply today and take control of your financial future!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
