Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding a loan when you have a less-than-perfect credit score can feel like an uphill battle, especially when you're in urgent need of funds. At Fundo, we understand the challenges associated with accessing urgent loans bad credit. Unlike traditional lenders, who often base decisions solely on credit scores, we assess each application on an individual basis. Our aim is to provide Australians with a fairer chance to obtain short-term loans. Here’s how we help you access urgent cash when you need it most:
If you require immediate funding for a specific urgent need, a short-term loan may be just what you’re looking for. With Fundo, you can expect a hassle-free process that prioritises your time and financial well-being. We believe that quick access to funds shouldn’t come with additional stress.
Understanding your options is vital when seeking urgent loans bad credit. That’s where Fundo shines! To enhance your financial experience, consider our small loans to cover unexpected expenses until payday. If you are planning some essential updates in your home, our home renovation loans can provide the funds needed. Remember, we reward our borrowers for responsible loan behaviour, making it easier to manage your repayments.
Here’s why it makes sense to choose Fundo for your urgent financing needs:
The eligibility criteria are simple: you need to be over 18, currently live in Australia, earn at least $1,000 per fortnight (including any government benefits), and demonstrate your ability to pay back your loan. To kick-start the process, take a moment to fill out our online application—it’s quick and easy! Your funds could hit your account within 60 seconds of contract acceptance if approved.
With our minimal requirements and commitment to responsible lending, why continue searching for fast loans or quick cash today? Plus, returning borrowers can enjoy a streamlined application process that takes just three clicks! Don’t miss the opportunity to secure a Fundo loan—apply today and take control of your financial future!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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