Very Bad Credit Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a very bad credit loan can feel overwhelming, especially when you are met with the challenge of securing financial help for unexpected expenses. But don’t fret! At Fundo, we understand that everyone can encounter financial bumps in the road, and we are here to make the lending process as smooth as possible for you. Our commitment to clear communication and a hassle-free experience sets us apart as a reliable alternative lender, ideal for those navigating a less-than-perfect credit history.
Applying for a very bad credit loan with Fundo is simple and convenient. You’ll find that we offer a variety of repayment options tailored to meet your needs, making it easier to regain control of your finances without worrying about hidden fees or surprise charges. We're proud to be an Australian-owned and -managed lender dedicated to getting you the support you need quickly.
If you've found yourself searching for vague products without clarity, like $5000 loans bad credit instant approval or 1 week loan no credit check, let us simplify things. At Fundo, we provide a straightforward platform with diverse loan options designed specifically for individuals with less-than-perfect credit. You will find repayment freedom, no prepayment penalties, and the ability to manage your loan easily.
Ready to take the next step? If you are currently living in Australia, over 18 years of age, and have verified income of at least $1,000 per fortnight, you're eligible to apply. Simply fill out our application form, and we will guide you through the process. If you meet our eligibility criteria, you could experience same-day funding when you apply during business hours!
Need to see how you stand? Check your Fundo Score for a better understanding of your chances. Remember, you can improve your score by making timely repayments and referring others to Fundo!
Stop the endless searches for that elusive very bad credit loan. With Fundo, you're just a few clicks away from the financial help you need, on terms that suit your situation. Start your loan application today and take control of your financial future!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
