Wage Advance Loan
Same day funds up to $5,000
Same day funds up to $5,000
Looking for a Wage Advance Loan to Help You Bridge the Gap Until Your Next Payday?
When you’re in need of extra cash before your next paycheck, a wage advance loan can be a lifesaver. Whether it’s for an unexpected expense, a sudden bill, or simply to cover day-to-day costs, having fast access to funds is essential. Fundo offers a simple and reliable solution with small emergency loans starting from $500, providing you with the financial support you need to bridge the gap until payday.
At Fundo, we make it easy to apply for a loan through our fast and straightforward online application process. You can apply anytime, from anywhere, and typically receive approval the same day, ensuring you get the money you need without delay. Unlike traditional wage advance loans that might be tied to your employer or come with restrictive terms, Fundo offers straightforward options to help you manage your loan.
Our loans are designed to provide fast relief for short-term financial needs. Whether it’s a medical bill, car repair, or any other unexpected cost, Fundo’s small loans help ensure that you’re covered until your next payday arrives.
Wage Advance Loan FAQs
How quickly can I get approved for a wage advance loan from Fundo?
Fundo’s online application process is designed for speed. Once you submit your application, our team reviews it promptly, and in many cases, you can receive approval the same day. After approval, the funds are transferred directly to your bank account, and depending on your bank’s processing times, you could have the money in as little as a few hours or by the next business day.
What can I use a wage advance loan from Fundo for?
Fundo’s small loans, starting from $500, can be used to cover a wide range of short-term financial needs. Whether you need to pay for an emergency expense, unexpected bill, or daily expenses, Fundo’s flexible loan options give you the financial support you need to manage until your next payday. Our loans are designed to provide quick and comprehensive solutions for urgent financial needs.
What happens if I can’t repay the loan on time?
If you’re unable to make a repayment on time, it’s important to contact Fundo as soon as possible. We can help you adjust your payment schedule to better suit your current financial situation. By reaching out early, you can avoid further complications and ensure you manage your loan responsibly. For more information on options, visit our page on cash loans.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.