What Lets You Borrow Cash Instantly
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself in a pinch and need quick access to cash, borrowing instantly might be just what you need. Traditional lenders often come with lengthy processes and extensive paperwork, making it hard to get the funds you need promptly. This is why many are keen to know what lets you borrow cash instantly. At Fundo, we offer a more streamlined approach to borrowing, making it easier for you to access the funds required to tackle your immediate financial needs.
Unlike traditional lenders, Fundo provides short-term loans that cater to your financial requirements with minimal hassle. Our process is straightforward and efficient, allowing you to apply online without the burdens of commutes or long queues. Here’s what sets us apart:
When you’re exploring what lets you borrow cash instantly, it’s helpful to know that Fundo loans can be used for a range of needs. Whether it's covering unexpected expenses or your next big project, we’ve got you covered:
We believe that accessing cash shouldn’t be complicated. To borrow from Fundo, you need to meet some friendly criteria: You must currently live in Australia, be at least 18 years old, earn a minimum of $1,000 every fortnight (including any government benefits), and demonstrate the ability to keep up with repayments without financial distress.
Ready to discover what lets you borrow cash instantly? Applying with Fundo is a breeze:
Curious about how to enhance your prospects for approval? Improving your Fundo Score can make a difference. Responsible borrowing behaviour, like timely repayments and keeping loan amounts manageable, can boost your chances for future loans.
Don't wait! Start your application today and take charge of your financial future with Fundo. We’re here to make borrowing simple, quick, and straightforward!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.