Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Sometimes life throws unexpected expenses your way, whether it’s travel plans, home repairs, or just a need for a financial cushion. In such cases, knowing where to get a small loan can make all the difference. At Fundo, we aim to be your go-to option for all your short-term cash needs. If you're exploring terms like Urgent Personal Loans, look no further! As an Australian-owned private lender, we specialise in accessible short-term loans designed to suit your needs, and we pride ourselves on our quick, hassle-free service. Plus, we even consider applicants with varied credit histories.
When considering where to get a small loan, it's important to select a lender whose offerings match your needs. At Fundo, our loan options are diverse and adaptable. You can effortlessly cover various one-time expenses that pop up without the burden of debt consolidation or the concerns often associated with traditional lending methods. While we don’t offer loans specifically for debt consolidation, our products are ideal for emergencies and one-off expenses.
Our loans cater to a range of situations; whether it’s an unforeseen expense, a special project, or home repairs, we’ve got you covered. With Fundo, you can opt for:
Plus, our repayment terms are simple: manage your loan within up to 180 days for a MACC loan, or pay it off early to avoid any fuss!
For those wondering where to get a small loan, you’ll be happy to hear that Fundo boasts minimal eligibility requirements compared to traditional lenders. To qualify, all you need is:
Getting started with Fundo is simple! Fill out the application on our site with your details and desired loan amount. For faster processing, try to apply during our business hours. Did you know that by maintaining good repayment habits, you can boost your Fundo Customer Score? You could enhance your chances of securing loans in the future by referring friends or leaving us a review.
So don’t waste any more time searching for alternatives like Sunshine Loans. Reach out to Fundo today and find the perfect small loan to suit your needs!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.