Where To Loan Money With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, finding where to loan money with bad credit can feel overwhelming. Whether you're facing an emergency plumbing issue or need funds for an urgent purchase, affordable loans are often the practical solution. At Fundo, we understand the challenges that come with searching for reliable lenders, especially for those with less-than-perfect credit. That's why we proudly offer short-term loans tailored for your needs.
Fundo is an Australian-owned lender that simplifies the loan process, making it accessible for borrowers who might not qualify elsewhere. With clear repayment terms and a straightforward application process, getting the funds you need has never been easier. Our online platform ensures a hassle-free experience, so you can apply for your loan from the comfort of your home.
If you're asking yourself where to loan money with bad credit, look no further. At Fundo, we cater to borrowers with various needs:
It's important to note that while we cater to a wide demographic, we also adhere to robust eligibility criteria. To qualify, you must be at least 18 years old, currently living in Australia, and have verified income of at least $1,000 per fortnight, which can include government benefits. You should also demonstrate that making repayments will not put you under financial strain. While no credit check loans may be available, please be aware that a credit check may be required as part of our assessment process.
We pride ourselves on being transparent, especially for those looking up terms like 'Quick Cash Loan Service' or 'Need Fast Cash'. Our simple online application can be completed in just a few minutes:
Your Fundo Score is also an essential factor! We encourage responsible financial actions, such as timely payments and referrals, which can boost your score, making future borrowing even easier.
Stop searching endlessly for where to loan money with bad credit. Apply with Fundo today and discover how easy it can be to access the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
