$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

A lot of Australians have been there: you go through your daily routine, and then you’re suddenly met with unexpected expenses that lead you down a long path looking up topics like ‘instant cash loans no credit check no brokers Australia’ on the web. It’s a challenging situation, but at least there are heaps of traditional and online lenders you have the freedom to choose from.

What’s even better is that you don’t have to search far and wide for options similar to instant cash loans with no credit checks. Here at Fundo, you can get a chance to experience a service that has responsible lending at its core. With the help of our intuitive online platform and team of experts, you can get an excellent alternative to generic offers that don’t consider your specific financial circumstance. 

Whether you were searching for terms like ‘instant cash loans no credit check no brokers Australia’ or perhaps ‘payday loans no credit check instant approval’ online, rest assured knowing that we at Fundo can potentially provide you with reliable financing options like fast small loans so that you can get back the comfortable lifestyle you’ve been missing. Check us out today, and let us understand your needs!

Why do money lenders perform credit checks? 

Money lenders perform credit checks to assess the creditworthiness of an aspiring borrower. It’s a measure that can show the likelihood that a client will be able to repay a loan on time. This general review would allow financial institutions to see an individual’s credit history and credit score, which can be used to predict whether or not there would be a default on a cash quick loan

Ultimately, this information determines the risk of lending money to a particular borrower and sets the terms of the loan, such as the principal balance and repayment duration. However, we at Fundo understand that there’s more to your circumstance than just your financial rating. 

While we do factor in your credit score, it’s a relatively minor aspect of our review process. We make it a point to consider a range of other factors, such as your repayment capability and how you handle debts. This way, we’ll be able to see if you can comfortably handle our online easy loans for unexpected expenses. Should our findings show that you’re fit for our lending service, then we can give you an approval notice within just twenty-four hours, so you don’t have to search for terms like ‘instant cash loans no credit check no brokers Australia’ online anymore.

Do no credit check loans require a guarantor?

No credit check loans are loans that do not require a credit check to be performed as part of the application process. However, these types of small advance loans may still require other forms of verification, such as proof of income or perhaps a guarantor.

A guarantor is a person who agrees to take responsibility for the borrower’s debt if the borrower is unable to repay the loan. Some lenders may request that you find a guarantor for their quick easy loans with no credit check or fast bad credit cash loans as a way to mitigate the risk of providing funds to someone with no credit history or a poor credit score. 

Sounds too complicated for you? Want to discover options that don’t relate to your online search for ‘instant cash loans no credit check no brokers Australia’? Not to worry; we at Fundo have an alternative same-day option with simple eligibility requirements and transparent conditions. To be eligible for a small loan with repayment durations of 180 days, you must at least be:

  • aged 18 or older;
  • a citizen or resident taxpayer in Australia;
  • making $300 a week without government assistance;
  • capable of following repayment deadlines;
  • financially stable after borrowing from Fundo.

Can business owners also apply for no credit check loans? 

When it comes to covering operation expenditures, cash flows, and equipment costs, business owners interested in searching online for topics like ‘instant cash loans no credit check no brokers Australia’ can look for options that’ll help establish their name in the industry. 

Since most, if not all, lenders perform credit checks, it may be challenging to find easy no credit check loans. Also, business owners would still have to find a different type of quick finance loan for unexpected expenses outside of enterprise matters.

With Fundo, one of the ways we stand out from other lenders is that once you get approved, we’ll give you an exclusive rating through our Fundo Credit Score system. By demonstrating positive borrowing behaviour (making on-time or advance repayments, leaving reviews, making referrals), you can potentially have a better shot at getting approved for more emergency cash loans when you need them in the future. 

In addition to this, you’ll also be equipped with our self-service dashboard to manage your account with ease. Returning Fundo borrowers will even experience the convenience of reapplying in as little as three simple clicks.

Get a chance to end your search for ‘instant cash loans no credit check no brokers Australia’ today. Need a teeny, tiny loan up to $2,000? Apply now at Fundo!

Disclaimer: Please note that the content and details on this website page should only be used for informational and entertainment purposes (unless otherwise indicated). What’s written here may be subject to change without any prior or explicit notice and should also not be interpreted as financial advice for your unique personal situation. If this kind of guidance is what you’re looking for, don’t hesitate to reach out to a money management service with professionals who can give you the instructions you need.