$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Finding loans when you need them can be stressful. You could go to a bank and fill out paperwork and wait weeks, which isn’t ideal when you need money quickly. If you’re looking to find and apply for a loan in 5 minutes but have no idea who to apply with, Fundo is here to help.

With us, you can apply for small personal loans easily and get the cash you need in no time. Our loan application process is straightforward and transparent, and our loan terms are simple and flexible.

When you need a loan in 5 minutes, find out how Fundo can help today.

What type of loans have a 5 minute loan application?

The types of loans that have a 5-minute loan application process can vary depending on the lender and the specific loan product being offered. Some online lenders may offer quick and straightforward application processes for loans like secured payday loans and same day cash advances. However, the terms and conditions of these loans can be pretty restrictive, so there may be better options if you want to get a loan in 5 minutes.

At Fundo, we provide quick short term loans with a streamlined loan application process to get you the money you need quickly. Our online loan application has just a few criteria that you need to meet to apply for our loans online. 

To qualify for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a citizen or tax-paying resident of Australia;
  • show proof of regular income of at least $300/week, excluding government benefits;
  • ensure repayment deadlines are met; and
  • not be putting undue financial pressure on yourself by borrowing from Fundo.

If you’re worried that a less-than-stellar credit score will affect your ability to get a loan with us, there’s no need to worry. As responsible lenders, we check your credit, but it's just one of many things we look at when deciding whether or not to approve your loan request. Instead, we look at other factors when assessing your application. 

Fundo treats all loan requests with care and will never reject one unless there is a clear reason to do so. If you have a more complicated financial situation, contact us to discuss your options, and we’ll do whatever we can to help. 

Is it faster to get financing online instead of from banks?

Once your loan application is approved, online lenders can send you the money faster than traditional lenders thanks to more modern processes. In some cases, after you get approved, you could even get your loan in 5 minutes. However, it’s important to note that these approval and funding times will vary per lender. 

At Fundo, it’s possible to apply for our small personal loans ranging from $500 to $2,000 quickly because of our streamlined, 100% online process, with flexible repayment options of up to 180 days. Our application form is also available 24/7, so you can apply for a loan anywhere at any time.

On top of this, we offer fun and engaging benefits to our borrowers, which you can learn about on our self-service dashboard. From this dashboard, it will be easy for you to keep track of your loan, make payments, and see when your payments are due. You'll also be given information about improving your financial health and habits. 

Borrowing from Fundo also gives you access to your own Fundo Credit Score, which is our unique credit scoring system. It tracks and rewards positive financial decisions you make with your outstanding Fundo loan. If you make repayments on time, minimise your loans with other lenders, or recommend us to friends or family, you can increase your Fundo Credit Score. The higher your Fundo Credit Score, the higher the likelihood of your next Fundo loan getting approved.

Instead of looking for bad credit cash loans and quick no credit check loans when you can’t get a loan in 5 minutes, consider applying at Fundo today! 

Can I get a personal loan in one day if I apply online? 

Yes, getting a personal loan on the same day is possible if you do it online. At Fundo, you can submit your application at any time of the day. If you submit within business hours and get approval, we’ll transfer the money to your account ASAP, and you can even get your loan within minutes. Even if you submit your application at the end of our business hours, we’ll get to it first thing the following day. 

If you are interested in learning more about our loans or have questions like, ‘What are payday loans?’ please don't hesitate to contact us. We are available from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.

Instead of looking for other instant pay loans online, you can turn to us and potentially get a loan in 5 minutes. Apply at Fundo for quick personal loans today!
Disclaimer: Unless otherwise stated, the information in this article should not be taken as financial advice or suggestion. Furthermore, we reserve the right to change the commentary's views at any time.