No credit check loans are tempting when you need cash quickly to cover unexpected costs and have a less-than-ideal credit score. Even if you can get cash within hours with quick no credit check loans, it isn’t all about how quickly you can get a loan; terms and conditions matter greatly, and if they don’t fit your situation, then it may not solve your problem. 

At Fundo, we offer short-term personal loans as an alternative to quick, no credit check loans. Our loans range from $500 to $2,000, and you can apply for them 100% online, both quickly and responsibly. We ensure your terms for paying back the loan are straightforward and flexible, and that the application process is fast and simple. 

Instead of looking to no credit check loans, learn how Fundo can help you improve your financial wellness today!

What are some examples of loans with no credit check?

There are a few different types of loans that do not require a credit check. Depending on the lender, the types of quick no credit check loans they offer can differ, such as payday advance loans, same-day cash advances, and instant small cash loans. While there are different options for quick no credit check loans, they all have application processes with minimal requirements. 

While it may seem like a good thing to have easy-to-access loans available, no credit check loans typically have higher-than-normal interest rates and strict repayment terms, among other things. So, while tempting, they may not be what you need to help cover gaps in your budget or reach your financial goals.

At Fundo, we understand that managing your finances can be complicated, and you may not have the most ideal credit score either. So while we still check your credit as responsible lenders, your credit score only plays a minor role in our assessment. Instead, we look at other factors, such as your ability to make repayments, to see if you are eligible for a Fundo loan. 

To qualify for a Fundo loan, you must: 

• be at least eighteen years old;
• be a citizen or permanent resident of Australia;
• earn at least $300 per week, not including government benefits; 
• demonstrate that you can meet repayment deadlines; and
• ensure you’re not putting yourself at financial risk when taking out a Fundo loan.

Fundo reviews your loan application carefully and fairly. If you feel that you don’t meet our general criteria, instead of searching online for quick no credit check loans, contact us and let us help you figure things out. 

What are the advantages of no credit check loans?

The advantages of quick no credit check loans can vary for each lender, depending on their policy and process, but you can generally expect advantages such as fast approval times and, true to their name, no credit checks. However, while these may seem appealing, there are other loan options with similar advantages that can get you the cash you need quickly and much more responsibly. 

At Fundo, not only do we provide options like a quick personal loan online, but we also care for your financial wellness and take steps towards informing and improving it.

Instead of looking for quick approval loans and quick no credit check loans, choose Fundo’s short-term loans to help you quickly cover unexpected budget gaps, as we may have short-term personal loans that meet your needs better. Besides offering great loan products, we also inform you about good money habits in a fun and interesting way.

With our self-service dashboard, you can both keep track of your Fundo loans and get tips every day on how to improve your financial health. Additionally, you’ll also find details about your Fundo Credit Score, our unique credit scoring system.

The Fundo Credit Score tracks and rewards sound financial decisions with your Fundo loans. When you practise good borrowing habits, such as making your repayments on time and referring Fundo to friends and family, your Fundo Credit Score will rise. The higher your score, the more likely you are to get approved for your next Fundo loan.

How much do no credit check loans cost?

In general, the costs of quick no credit check loans can vary between each lender depending on various factors, such as the loan amount, interest rates, repayment terms, and other additional fees. At Fundo, we provide a detailed breakdown of your loan. From the terms and conditions to your repayment schedule, we ensure everything is presented to you in easy-to-understand terms.

If you ever have questions like, ‘What are payday loans?’ or other questions related to your Fundo loan, you can contact us via phone, email, or through our live chat. We are available from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.

When you need cash loans online, consider applying for a teeny, tiny loan at Fundo today!

Disclaimer: This article is only meant for entertainment and general information and is not intended to be taken as financial advice. All information and opinions in this article are subject to change without notice.