$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you’re someone who’s looking to get loans approved instantly, then you’re most likely trying to cover unexpected expenses as fast as possible. Not to worry; a lot of people in Australia look for financial support every now and then. Even those with stable jobs and conservative lifestyles would have to search for terms like ‘loans bad credit instant’ or ‘loans instant approval’ on the web from time to time.

However, with heaps of options available online or even in nearby lending institutions, it wouldn’t be uncommon for decision paralysis to set in. The good news is that you can skip the long, drawn-out process of comparing instant approval loans as we at Fundo have quick fast loan alternatives you can apply for. 

Here, you can rest assured knowing that we’ll take into account your specific situation when you make a financing request. Our team will strive to understand where you’re coming from, and as such, we’ll thoroughly assess your application before coming up with a fair decision. On top of this responsible lending practice, you’ll also get a chance to enjoy our vast array of exclusive benefits. 

Instead of looking up how to get loans approved instantly, navigate our platform today and familiarise yourself with our personal loan offers at Fundo!

How quickly can I receive my instant loan online? 

Since you’re interested in getting loans approved instantly, you’re probably also concerned about the overall turnaround time for instant small cash loans. With this in mind, it’s important to note that the speed at which you can receive financing will vary depending on the lender’s system and banking processes.

For instance, some instant approval loan lenders may be able to send out funds right away, while others might take a couple of weeks. On the other hand, if you apply and get approved for one of our personal loan options at Fundo during business hours, chances are you’ll get the money on the same day. 

With us, those approved for our easy cash loans won’t have to wait long for funds that will cover their unexpected expenses. What’s more, all our options give you access to an intuitive self-service dashboard that can help you save even more time and effort. 

Rather than going through manual steps after getting loans approved instantly, you can open up this virtual dashboard to make on-time or advance repayments and even update your account information. If you need more emergency cash in the future, know that you can have a quicker experience as returning borrowers can reapply on our platform in just three clicks. 

Do I have to pay more fees if I apply for an instant loan?

Getting loans approved instantly may seem appealing on paper, but at the end of the day, what you should be looking at are the contract’s terms and conditions. Whether you’re keen on getting same day instant loans or perhaps instant decision loans, you must keep in mind that there may be an additional fee depending on the lender.

However, if you try out our alternative service at Fundo and start applying for one of our quick short term loans, you’ll be pleased to know that all our terms and conditions are completely transparent. This means that you can make a personal loan request without having to worry about hidden fees that can catch you off guard down the line.

To qualify for a loan of $500 to $2,000 with repayment durations of up to 180 days, you must:

  • be at least 18 years old;
  • be a resident or an Australian citizen paying taxes;
  • be bringing in a salary of $300 per week without government aid;
  • be able to comply with repayment deadlines; and
  • ensure you won’t place undue financial stress on yourself by taking out a loan.

How will I receive my instant cash loans online? 

Most online financing solutions, including fast approval loans and personal loans, would have borrowers receive their cash through electronic fund transfers (EFT). As mentioned, even if you get loans approved instantly, the money wiring speed would still depend on your bank’s processing time and policies. 

In this case, what separates good lenders from great ones are the added benefits they can provide you with. As an example, if you get approved for Fundo’s 500 to 2000 dollar loan and use it as an alternative to fast approved loans, you won’t just have cash sent to your account quickly; you’ll also enjoy other perks. We have the exclusive and customer-forward Fundo Credit Score system you can leverage. 

We understand that there’s so much more to financing than having loans approved instantly. With the Fundo Credit Score, we’ll be able to give you a unique rating that can be improved through positive borrowing behaviour. By making on-time or advanced repayments, leaving reviews, and even choosing Fundo as your go-to lender, you’ll be more likely to get approved for future loans.

Need a teeny, tiny loan up to $2,000? Apply now!

Disclaimer: Please be aware that all the details, tables, or figures on this page were made for informational and entertainment purposes (unless otherwise noted). The recommendations displayed here can also be modified without prior or explicit notice and must not be taken as financial advice for you or anyone else’s personal situation. Should you need this kind of service, don’t hesitate to contact a professional who can give you specific money management instructions.