$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

It can be overwhelming for people who are looking for the easiest place to get a loan to sift through all the options available to them. In their search for online easy loans, they may find themselves looking for loans like Sunshine Loans but struggling to find a suitable option. Fortunately, you discovered Fundo – now you can end your searches for ‘loans like Sunshine Loans’ and move forward with confidence.

Fundo offers short-term loans with flexible repayment terms to help you get the support you need. Our loan process is simple, allowing you to apply online and receive a decision much faster than with traditional banks. 

Our goal is to help you make the best financial decision possible, so we have provided answers to questions you may have regarding loans like Sunshine Loans below.

What is the easiest loan to get from Sunshine Loans?

As with other types of loans like Sunshine Loans, the easiest type to get will depend on how well you meet the lender's eligibility requirements. Lenders use certain criteria to determine whether you’re a good candidate for a loan, and if you meet them, it’s generally easier to get approved. If you need loans for cash and are looking for the easiest option available, it's important to consider your eligibility for a loan.

If you'd like to get a loan today from Fundo, here are our minimum eligibility requirements: 

  • you must be at least 18 years old at the time of your application;
  • you must be a citizen or tax-paying resident of Australia;
  • you must have a regular source of income of at least $300 per week, excluding government benefits;
  • you must demonstrate the ability to make timely loan repayments;
  • you must not overextend yourself financially by borrowing from Fundo.

If you meet the eligibility requirements for a loan from Fundo, then applying for quick loans online with us may be a better option than continuing to search for loans like Sunshine Loans. 

How quickly can Sunshine Loans process my application?

If you're in need of loans like Sunshine Loans and are wondering how quickly your application can be processed to get quick cash, it's important to keep in mind that processing times can vary. Different lenders have different internal processes and may take different amounts of time to review and approve loan online applications.

While we’re not able to provide specific information about the processing times of Sunshine Loans, we at Fundo understand that when you’re looking for fast small cash loans, you need the money immediately. With that, we offer a no-nonsense online application process and strive to make a decision on your loan as quickly as possible.

You can complete our entire application online in just a few minutes. Returning borrowers can even complete the process with just three clicks – it's that easy. If you would like to apply for a loan with Fundo, simply visit our homepage, click on the 'Apply Now' button, and follow the prompts. If everything goes smoothly and you apply during business hours, you may get the funds the same day.

What is a good alternative to Sunshine Loans online?

Loans like Sunshine Loans offer different options, but they’re not always a good match for everyone. With that, many Australians look for other offers that better suit their unique circumstances. If you're looking for an alternative lender, Fundo is a great option.

We offer flexible repayment terms, so you can manage your loan comfortably throughout the duration of your loan. You’re welcome to choose from a range of repayment options so you can find the one that works best for your financial situation. 

In addition to that, we want our customers to enjoy complete transparency when it comes to the fees associated with their loans. We’ll make sure your loan costs are laid out upfront for you. You can use our smart interface to get an instant and clear breakdown of all the fees involved in your short-term loan, as well as the repayment details. You can also trust that here at Fundo, we never charge hidden fees. 

The Fundo Credit Score 

We assign your account a unique Fundo Credit Score based on your credit habits. When you apply for another loan with Fundo, your chances of being approved will improve the higher your Fundo Credit Score is. You can also improve your Fundo Credit Score by referring us to your friends and family, leaving reviews for us, making your repayments on time, and limiting the loans you take out from other lenders. 

You can also access more tips for improving your Fundo Credit Score on your very own self-service dashboard. There, you can access tools that will help you manage your loan with us more efficiently. You can view your loan information, track your loan progress, schedule repayments, and do a lot more all within a few clicks. The best part is that you can do it all remotely from your phone or laptop. 

Look no further than Fundo for fast small loans – apply today! 

Disclaimer: Unless otherwise stated, the opinions expressed in this article are intended for general informational and entertainment only and should not be interpreted as financial advice. Any commentary views may be revised at any time without notice.