$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

What do you look for when you’re searching for loans paid instantly?

Some look for convenience in their weekend loans, especially where paperwork is concerned. Others prefer being able to submit their documents through online channels. Others still look for a fast turnaround on their applications, regardless of whether they get approved.

Many of us have different aspects that we value when looking for loans. At Fundo, we make several of these aspects a reality. By expanding access to our online loan products, we are able to offer loans to a wider range of borrowers in the country.

Here is some of the information you’ll want to know about our products and how they could help you if you’re approved for one of our loans.

How do instant paid cash loans work in Australia?

Bad credit cash loanssame day cash advances, and other similar types of loans paid instantly are known as personal unsecured loans.

When it comes to lending, easy cash loans typically fall into one of two categories: secured loans, which require some form of collateral, and unsecured loans, which don’t.

Personal loans, meanwhile, are a type of loan that can be both secured and unsecured. Like instant small cash loans and other loans paid instantly, they’re also intended for individual or personal expenses.

Fundo’s quick approval loans are unsecured, meaning we won’t require any collateral from you as part of the approval process.

This further means you won’t have to put up any important assets, like your vehicle or precious mobile gadgets, to secure your loan. Just complete the requirements as stated on our application page, and your application is good to go for assessment by our consultants.

If you’re curious about our application process, loan products, or other related services, you can get in touch with our customer service team during our business hours, from Mondays through Fridays, 9.00 a.m. to 6.00 p.m., and Saturdays, 9.00 a.m. to 5.00 p.m. 

Can I get a fast personal loan within one hour online?

Getting a loan application approved within an hour is possible at Fundo.

Fundo has made the application process as smooth as we can make it for our borrowers. Our loan consultants can quickly review a fast personal loan application if you submit it during business hours. In most cases, it’s also possible to receive your loaned funds on the same day as your loan approval.

To be clear for those looking for loans paid instantly, however, while same-day approval is possible, it’s not guaranteed. Some applications may also be reviewed the following day, especially if they’ve been submitted close to the end of the business day or after business hours.

We would also like to make it clear that our processes are separate from your nominated bank’s own. If we’ve notified you that your loaned funds have been released, but the amount hasn’t been reflected in your account yet, you may be able to get the money the following day.

For those looking for loans paid instantly, don’t worry because we’ll also do our part to get you your funds as soon as possible.

What do I need to submit to get quick cash loans online? 

At Fundo, we have minimal requirements that make the application process more straightforward compared to other lenders with more complex criteria. Our eligibility criteria are as follows:

  • You must be 18 years old to apply.
  • You must be an Australian citizen or permanent resident.
  • You must be earning at least $300 a week, excluding government benefits.
  • You have a clear plan for completing your Fundo fast personal loan in place.
  • If you take out a loan with us, you won't be under any undue financial pressure.

These requirements may require you to upload some identifying documents, like digital copies of your driver’s licence, Medicare card, or passport.

As for the income requirement, we encourage borrowers to have a separate income stream from any government benefits. We may have to ask you to reapply at a later time if you rely solely on these benefits for your financial needs.

Some credit checks may also be performed as required. That being said, we don’t rely on credit scores solely for determining creditworthiness among our borrowers. It is only one minor aspect among many that we look into when you apply.

We believe in being a fair online lender, and one way we do so is by offering our borrowers looking for loans paid instantly a way to increase their chances of getting their applications approved. We do so through the Fundo Credit Score, a scoring system that increases through certain interactions with our services.

For example, you can improve your Fundo Credit Score by paying your quick cash loans on time or earlier. You can also add points to your score by referring us to friends and family or leaving us reviews regarding your experience loaning with us.

The higher your score, the better your chances are of getting approved for online quick cash loans. We encourage you to take advantage of this feature when you can.

You can keep track of your Fundo score and other information regarding your loan account through our self-service dashboard. The dashboard is a central hub for everything Fundo – through it, you can review your loan documents, repayment history, and upcoming payments, as well as manage your account information.

If you’re a returning borrower looking for loans paid instantly, you can also use a feature on the dashboard to complete a new loan application with just three easy clicks.

At Fundo, we make mini loans more engaging. Apply for a small, short-term loan with us today!

Unless otherwise stated, the opinions in this article are only for general information and entertainment. They should not be taken as financial advice or recommendations. Any opinions or views may change at any time without notice.