$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Unexpected one-off expenses are not ideal when you’re on a tight budget, but applying for a money loan from traditional lenders can take days, if not weeks. You may not have that kind of time, so you’ve tried searching for alternative money loans online. This is where Fundo comes in. 

With Fundo, we provide a quick and seamless experience when you apply for money loans online. Fundo offers a wide range of loan options tailored to your needs, with speedy approval and flexible repayment schedules. We will get you the financing you need as soon as possible. 

Here’s what you need to know when applying for money loans online. 

What should I consider before applying for money loans online?

You might be familiar with how long it can take to apply for a loan at traditional lenders, as they typically have strict requirements for your credit history or financial background. However, thanks to new technology and the internet, applying for money loans online from alternative lenders has become more accessible.

At Fundo, you can apply for short term loans anytime, anywhere, and from the convenience of your smartphone. However, there are a few things you should consider first.  

While your current credit score and history play a minor role in our decision to approve your application, as responsible lenders, we consider each of our borrower’s financial situations carefully.

Moreover, when applying for money loans online, you must be aware of all fees included in your loan details – especially fees that could be hidden under technical or legal jargon. At Fundo, we don’t hide any fees. All costs, repayment schedules, and breakdowns are provided upfront as your loan is approved. 

Let’s talk at Fundo about your financial situation and well-being before considering bond loanslast minute loans, or money loans online. 

Do I need to have an active bank account to apply for online loans?

Yes, you’re required to have an active bank account to apply for online money loans and receive your loan after approval. Besides an active bank account, you also need to meet the minimum requirements to apply for money loans online. To apply for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not put yourself in financial trouble when borrowing from Fundo.

Note, however, that even if you meet these minimum requirements, there is no guarantee that your Fundo loan application will be approved immediately. We take your whole situation into consideration, so make sure you provide us with enough details during your application.

At Fundo, we often engage with individuals with complex financial backgrounds. We understand that you may have less-than-ideal credit, but it should not affect your ability to apply for loans you can repay now. There’s no need to search for bad credit loans. At Fundo, we can offer solutions and help you navigate your financial situation more easily.

If you’re looking for quick cash loans or money loans online, it’s easy to apply from your smartphone. All you need is your general details and a few minutes of your time. 

At Fundo, if you apply for money loans online during business hours, you may be able to get approved within the same day, and we’ll transfer you the cash amount as soon as possible. Due to differences in each bank’s processing, please allow some time for the cash to appear in your account. 

Are online loans easier to apply for compared to banks?

Applying for money loans online is generally easier than with traditional lenders. There’s no paperwork or long queues, and you can complete the whole process from the comfort of your home, even with just your smartphone.

Moreover, traditional banks often impose restrictions on borrowers with not-so-ideal credit scores or no credit history, such as stricter lending conditions, restrictive terms, and collateral clauses.

At Fundo, we don’t think that’s fair. We help you build sound financial habits through the various benefits we offer Fundo borrowers. From our interactive self-service dashboard to our Fundo Credit Score, we ensure that you also learn about financial wellness with Fundo. 

You can increase your Fundo Credit Score by repaying a loan on time or early, referring our service to a friend, or leaving a review. Having fewer loans with other providers when you apply for a Fundo loan can also boost your Fundo Credit Score. However, your score can decrease if a payment method fails or you fail to honour the repayment schedule. It’s simple – your Fundo Credit Score will increase if you make wise financial decisions.

Feel free to contact us any time if you would like more information about our quick loans, loan eligibility and requirements, or even advice on which loans would be suitable for you. You can reach us by phone at (02) 9066 9660, by email at, or by live chat. 

No need to look for emergency loans or cash advance loans! Our online application process and loan offers are designed to meet your needs. Even returning borrowers can apply with just three clicks.

Need teeny tiny money loans online? Apply at Fundo now!

Disclaimer: All opinions expressed in this article are strictly for informational and entertainment purposes and should not be construed as financial advice. We reserve the right to change any commentary views at any time without notice.