$500 - $5000
NO HIDDEN FEES
between $500 - $5000
up to 180 days
fee 4% monthly fee
Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*
Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.
*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*
Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63
*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
Australians are increasingly looking for money loans, quick outcomes, and ideal terms as a solution to their short-term financial needs. Unexpected expenses can be a hassle, and it’s often difficult to find the right financial solution when you need it most. When you’re short on cash and time, you can’t always afford to wait for a traditional lender’s loan process to come through.
Fundo offers small, short-term loans with quick and convenient applications, speedy turnaround times, and flexible repayment terms. They can be used to pay for car repairs, medical bills, home repairs, or even to consolidate debt. Instead of typing ‘I need cash fast’ or ‘money loans quick’ into your search bar, you can apply for a loan on our website at any time of the day or night.
Are online lenders the best option if I borrow money quickly?
While the best option for those in search of ‘money loans quick’ ultimately depends on your individual circumstances and goals, online loans do offer a variety of advantages over traditional lenders.
First, borrowers can apply for online money loans quickly from the comfort of their own homes. This eliminates the need to visit a physical bank location or sit through an in-person meeting with a loan officer. Furthermore, online loan applications are typically simpler and faster than those at banks, allowing borrowers to get through the loan process more quickly.
With our streamlined online loan application and review processes, we at Fundo pride ourselves on being able to meet customers’ needs quickly. If you want to get through our application form more efficiently, you can prepare the following information beforehand:
- details of your regular income;
- details of your government benefits, if any;
- proof of identity (e.g. Australian driver’s licence, proof of age card, passport); and
- bank account details, including your bank, account name, BSB, and account number.
Can I apply for cash loans in Australia if part of my income is from benefits?
It depends on the specific lender you are looking to apply with. Most lenders in Australia require a consistent source of income to be eligible for a cash loan, and this may include income from employment, Centrelink benefits, or other sources. However, it is important to keep in mind that not all lenders from your ‘money loans quick’ research will accept Centrelink income as a source of income.
To be eligible for our quick short term loans at Fundo, you must earn at least $300 per week in regular income from full-time or part-time work. You are allowed to have part of your total income come from government benefits; however, these benefits cannot be your sole source of income.
Moreover, you should be a citizen or tax-paying resident of Australia who is at least eighteen years old at the time of your application. You should be able to demonstrate your ability to meet repayment deadlines. Finally, you should not place undue financial strain on yourself by borrowing from Fundo.
As long as you meet the above requirements, we at Fundo will take the appropriate steps to assess your financial situation. Apart from looking at your income, Fundo will also review your financial obligations, spending patterns, and overall ability to repay your loans.
What are the best type of loans if I need money quickly?
If you have been searching for ‘money loans quick processing’ and need to borrow money today, the best type of loan for you will depend on your individual situation.
Personal loans may be a convenient option if you need money on short notice. They can be used for a variety of reasons, including big purchases or one-off expenses, which may be useful when you have a sudden cash gap.
Fundo’s small personal loans are quick and easy to apply for. We process applications from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m. If you can apply and receive an approval within these hours, there’s a chance you can get your money within the same day.
Our borrowers can also access our unique credit scoring system – the Fundo Credit Score.
This score accounts for all of your borrowing history with Fundo and is separate from your credit history at any of Australia’s credit bureaus. Your chance of having future Fundo applications approved increases as your Fundo Credit Score rises. Every early and on-time payment, successful referral, and review left can contribute to a higher score. You can even improve your score if you use Fundo as your primary lender.
Fundo provides a self-service dashboard where users can check their Fundo Credit Score, make and reschedule repayments, and receive regular pieces of financial wellness tips from Fundo’s team of experts on topics such as ‘quick approval loans’, ‘24/7 instant loans’, and ‘loans same day payout’.
There’s no need to keep searching for ‘money loans quick outcomes’ to get closer to funding. Apply for a teeny, tiny loan with us at Fundo!
Disclaimer: Unless otherwise stated, the opinions expressed above are solely for informational and entertainment purposes only and should not be construed as financial advice or recommendations. These commentary views may be subject to change at any time without notice.