$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Applying for a traditional loan can be a tedious and confusing process, with numerous forms to fill out and extensive paperwork to gather. This can be particularly frustrating when you need the money quickly and don’t have the time to navigate through a complicated process. On the other hand, online loan application processes can be completed from the comfort of your home, with minimal paperwork and faster approval times.

Fundo uses cutting-edge technology to streamline our online loan application process, making it faster and more efficient for qualified borrowers to access quick short term loans. By leveraging technology, we are able to automate many of the traditional manual processes, reducing the time it takes to review and approve loans. With this, Fundo borrowers can expect a quick outcome for their loan application. 

Now that you know how easy it is to apply for a quick personal loan online through Fundo, it’s time to learn more about online loans to help you make an informed decision. 

How do quick loan applications work?

Borrowers can typically access online loan application forms on the lender’s platform. Those who wish to apply simply need to fill out the form with their basic personal and financial information. Once the application is submitted, the lender will proceed to review the information and make a decision on the loan. If the borrower is approved, the funds will be disbursed to their account, usually within a few days. 

Fundo has an easy-to-use online loan application platform that allows eligible borrowers to apply for a loan from any smart device with just a few clicks. The application process is straightforward; just click on the ‘Apply Now’ button and let the instructions lead you to the next steps. Our team will review your application and get back to you promptly with the outcome.

If you apply during our business hours and everything goes smoothly, it’s possible to receive the funds in your account within the same day. For your convenience, Fundo’s business hours are Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.

Are online loan applications much easier than traditional loan applications?

While traditional loan applications may be ideal for certain loan scenarios, applying for cash loans online can be more convenient, faster, and more efficient. An online loan application eliminates the need for borrowers to visit a physical location or mail in paperwork, saving borrowers a significant amount of time and effort. Additionally, Australia loans online often have a faster turnaround time than traditional loan applications. 

Fundo sets itself apart from other online lenders by not only offering a convenient online loan application process but also providing a self-service dashboard for approved borrowers to manage their loans. This dashboard gives Fundo borrowers full control and visibility over their online loans by allowing them to manage their repayments, view loan information, and track their loan progress – all in one place.

With the self-service dashboard, Fundo borrowers can not only manage their loans but also access helpful tips on how to improve their Fundo Credit Score. A higher Fundo Credit Score can enhance their chances of loan approval when applying for Fundo loans in the future. To improve your Fundo Credit Score, you can refer friends, leave reviews, make timely repayments, and limit loans with other lenders. 

Do online loan applications have the same requirement as banks?

Traditional lenders such as banks and credit unions typically have more stringent requirements in terms of credit score, income, and collateral. Meanwhile, online lenders tend to be more flexible and may offer loans even to borrowers with not-so-perfect credit scores. The criteria to borrow money quick online still varies from lender to lender, so it can be helpful to find out whether you qualify before applying.

To be eligible for easy personal loans online with Fundo, you must meet certain qualifications:

  • be 18 years of age or older;
  • be a citizen or permanent resident of Australia;
  • have a minimum weekly income of $300, not including government benefits;
  • have the ability to repay the loan on time; and
  • must not put yourself in a difficult financial situation by taking out a loan from Fundo.

Fundo takes responsible lending seriously and wants to make sure that borrowers can handle the loan before approving it. For the same reason, we take a comprehensive approach to our decision-making process. We assess borrowers’ creditworthiness by considering factors such as their income, employment status, ability to repay the loan, and credit history to ensure a Fundo loan is right for them. 

One of the benefits of being an approved borrower with Fundo is the flexibility in repayment schedule options. We understand that each borrower’s financial situation is unique, and that’s why we offer various repayment options to help them make their payments comfortably and avoid missing a payment schedule and incurring late fees.

They can opt for a weekly, fortnightly, or monthly repayment schedule over a period of 180 days to make it easier to budget for the loan repayments. Borrowers can also choose to pay off loans early to save on monthly fees without incurring early repayment fees. 

Ready to borrow money today? Complete the Fundo online loan application form now instead of wasting time endlessly searching for ‘cash loans in 60 minutes’! 

Please note that the views and opinions expressed in this article are for informational and entertainment purposes only and should not be considered financial advice. They may be subject to change without notice.