$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

You need money immediately. Whether you need to pay a bill, buy food, or cover an emergency expense, getting the money you need urgently can be tricky. Loans are easy enough, but finding the right one for your situation is complicated and time-consuming. You could search ‘need money now Australia’ online and get hundreds of results, but none of them would meet your situation or needs. 

Fundo is more than just another Australian quick money lender. We can provide approved applicants with short-term personal and money loans, as well as tips and advice for financial wellness – all entirely online on our website!

Instead of searching for ‘need money now Australia’, learn about the loans offered by Fundo. 

Do I need a check or savings account to apply for online loans?

In general, you need a bank account to apply for most, if not all, online loans. Having a bank account is crucial to receiving your loan from the lender. While some lenders provide physical cash for their loans, applying in person can have its own complications, including hours spent waiting in line and the risk of losing the money.

Depending on the bank your lender of choice is affiliated with, the time it takes for the money to be credited to your bank account may vary. When you apply for a Fundo loan during business hours, you’ll likely receive your money if approved before the day’s end. Furthermore, returning borrowers can easily apply for a new Fundo loan in three clicks. 

When applying for online loans fast or searching for ‘need money now Australia’, having a savings or checking account is more convenient and necessary. 

Can I still get an online loan if I am between jobs?

In most cases, lenders require that you show proof of income to qualify for any loan, even an online loan. But, before you click away and type ‘need money now Australia’ into your search bar, check out our offers at Fundo. We understand that everyone’s financial situation is unique and complex. Reach out to our friendly customer service team to discuss your circumstances and find out what we can offer you. 

We always consider other factors before we decline a loan application. In the same way, when you apply for a loan, we may check your credit, but it only plays a minor role, and we also consider other factors. That’s why our 100% online loan application process only has minimal requirements. To qualify for a Fundo loan, you must: 

  • be at least 18 years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week in regular income (excluding government benefits); 
  • show that you can pay on time; and
  • must ensure you’re not placing undue financial pressure on yourself.

So if you’re searching for ‘need money now Australia’ online, avoid options related to ‘quick cash loans no credit check’ or ‘payday loans no credit check instant approval’. Consider what’s best for your situation. Consider Fundo. 

What is the quickest way to compare online loans in Australia?

A quick internet search for something related to ‘need money now Australia’ or ‘loans today online’ would likely result in some adequate options that allow you to compare online loans in Australia. But we can’t say which service or lender provides accurate and reliable information for their loan comparisons. 

Whether you need ‘personal loans small’ or ‘easy personal loans today’, you should choose loan options that suit your financial situation, not just the one that can offer you the most money in the shortest amount of time. 

At Fundo, we offer small, short-term loans up to $2,000 with flexible repayment terms of up to 180 days. While we don’t offer loan comparison services, we provide other services and benefits to our borrowers even after they receive their loans. 

Through Fundo’s self-service dashboard, we offer convenience and fast approvals, setting us apart from other lenders. You’ll be able to easily manage your loan and repayments through your dashboard. You’ll find information on financial wellness and improvement, an essential part of our borrowers’ vision. 

Moreover, our unique credit scoring system will give you a Fundo Credit Score. Your Fundo Credit Score will increase if you make timely repayments, leave a review, or recommend Fundo to friends and family. You can also improve your score by choosing Fundo as your primary loan provider. You are more likely to be approved for a future Fundo loan with a higher Fundo Credit Score.

Contact us, and let’s understand your situation and find out what we can do to help. If you would like more information on our loans, loan eligibility requirements, or even advice on which loans are best for your current situation, please contact us at any time. We are available through email, phone, and our website.

Instead of searching for ‘need money now Australia’ online, consider applying for a teeny, tiny Fundo loan today!

The information and opinions in this article are meant to serve as entertainment and general information. It does not constitute financial advice in any capacity. We reserve the right to change any commentary views at any time.