$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Reasons Why Fundo Loans are Better Than A No Credit Check Quick Loan

When you need cash fast, online loans, such as no credit check quick loan types, can be a lifeline.

Traditional lending institutions, while reliable, come with their share of challenges. Qualifying for an emergency payday loan can be difficult, especially for those with unconventional income streams. The terms are often strict, the application process lengthy and the loan options limited.

These hurdles, coupled with the use of outdated systems and stringent compliance requirements, have paved the way for alternative lending options related to ‘quick loans no credit check’ or ‘low income no credit check loans’. These payday loans are in demand in Australia because they are convenient, easy to apply for and have a quick approval process.

Consequently, the growing demand for urgent payday loans has led more Australians to seek out private lenders offering similar loans online. The 24/7 availability of these loans adds to their appeal, making them a go-to loan answer for those seeking a convenient cash gap solution.

However, not all private lenders are built equal and Fundo is leading the charge in changing the lending game by offering a more flexible, personalised and less formal approach to lending. With Fundo, you can be assured of a transparent and reliable lending experience.

Fundo’s Fresh Take: More Than Just Numbers

When it comes to no credit check quick loan options, we understand that the last thing you need are surprises. That’s why we’ve crafted a loan process that’s easy to navigate and complete, no matter where you are or what device you’re applying from.

More importantly, we believe that everyone deserves a fair shot and our loans can give you an alternative to emergency loans that are just as suited to your needs, even if your credit score isn’t as stellar as you’d like it to be.

With quick turnaround times on applications and unique services like the Fundo Credit Score, we transform your loaning experience into a new and exciting financial journey. Fundo is in your corner, championing your financial journey every step of the way.

Frequently Asked Questions (FAQ)

What are the typical requirements for a no credit check quick loan?

Specific requirements can vary among Australian lenders, but there are typical requirements for a ‘no credit check quick loan’, including the following:

  • Proof of Australian citizenship or permanent residency. Private lenders like Fundo are required to request that borrowers provide proof of Australian citizenship or permanent residency.
  • Age Requirement. In Australia, borrowers must be at least eighteen years old.
  • Proof of Income. Lenders will want to know if you have a steady source of income, whether it's from employment, government benefits, or other consistent sources. This helps them assess your ability to repay the loan.
  • Valid Contact Information. This may include an active Australian mobile number and email address.

Each lender might have additional criteria along with these general requirements. Additionally, a no credit check quick loan doesn’t automatically mean the lender won’t assess your ability to repay the loan. No credit check lenders may still look at other factors outside of a traditional credit score that could affect your repayments.

Fundo offers alternatives to ‘cash loans no credit check’ that also have room for consideration if your credit score isn’t the most impressive. Your credit score is only one aspect that we look into when assessing your loan application, giving you a fair chance at being approved for a loan despite having a lower credit score.

How quickly can I expect to receive the funds after approval?

Following your loan approval, the speed at which you receive funds for personal loans like a no credit check quick loan could depend largely on the lender and the banking infrastructure.

For example, Fundo offers same-day fund releases for approved personal loans, so you may receive the funds within a few hours of loan approval. If your loan is approved later in the day, during the weekend, or on a public holiday, on the other hand, you may receive the funds by the next business day.

That being said, there may be banking delays occasionally due to the receiving bank’s processing times or other unforeseen banking issues. We suggest checking with your bank about their specific fund disbursement timelines and ensuring your bank supports fast transfers.

Don’t worry – if your Fundo loan has been approved, we’ll do what we can to smooth the process on our end.

What steps can I take to improve my chances of getting approved for a no credit check quick loan?

One of the best ways to improve your chances of loan approval, even for no credit check quick loan options, is by improving or maintaining your credit score. This score is calculated by credit reporting agencies like illion, Experian, or Equifax, each of which calculates scores differently.

Improving your credit score involves a combination of responsible financial habits, timely management of debts and regularly checking your credit history report for errors or discrepancies. Consistently paying bills, such as utilities, phone, and internet on time can positively influence your credit score.

You could also take advantage of the Fundo Credit Score, which is our unique and exclusive way of incentivising healthy borrowing habits for our borrowers. A favourable Fundo Credit Score can lead to better chances of approval. By leaving reviews, referring us to friends and paying your Fundo loans on time or early, you too can grow your unique score with us and reap these special benefits.

Discover Fundo: Your Quick Online Loan Expert

At Fundo, we pride ourselves on having no hidden fees or charges. Our process is straightforward, with no jargon or confusing legal talk, taking the fuss out of securing personal loans in Australia and making it easier than ever to get the funds you need.

When the unexpected happens, you don’t have time to wade through intricate forms or endure lengthy approval processes. If you’re looking for options beyond online loans with no credit check, ‘personal loan without credit check‘ or ‘no credit check small loan’, then we’re your ideal lender.

We’ve streamlined our loan application process to offer fast and convenient alternatives to ‘no credit check quick loan’ options that cater to your borrowing needs. Our fully online application processing ensures you’ll hear back on your application without a long wait.

What sets us apart from other payday lenders is our commitment to transparency and understanding. Not everyone has a perfect credit score, which is why we give borrowers like you a fair chance if you can demonstrate that you can repay your loans on time.

Being Australian-owned and managed, we have a deep-rooted understanding of the unique financial challenges you face when you’re looking for a loan with no credit check. Instead of fast payday loans from payday lenders, why not try a Fundo loan instead?

Your new personal loan in Australia is just a few clicks away. Apply for a loan with us today!

Disclaimer: Please note that we do not offer loans related to ‘no credit check quick loan’. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise stated, the opinions expressed in this article are strictly for informationalpurposes only and are not intended as financial advice. Any views are subject to change without notice at any time.