$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

What Sets Fundo’s Expert Service Apart From Payday Lenders

In your search for fast financing, you’ve likely come across payday lenders, each promising quick financial relief. But how many deliver without tying you up in a maze of fees and confusion?

Consider Fundo instead. Whenever you need small to medium loans, we provide quick and convenient personal loans with easy online applications and a fast application process.

The loan landscape in Australia

Common Misconceptions about Payday Lenders

Payday loans may seem like a quick fix when you’re in a pinch. But hey, not so fast! It’s easy to get swept up by the idea of finding the best payday lenders and same-day loans, thinking they’re your best or only bet.

However, hidden costs and strict repayment requirements can turn that quick cash into a long-term headache. There are many misconceptions that can cloud your judgement, so let’s clear the air together.

What to look for in a lending solution

Finding the right lending solution doesn’t have to be a nerve-racking game. Look for transparency, flexibility and a genuine connection with the lender. Avoid the pitfalls of payday advance options whose promises seem too good to be true. Seek a partner who cares about your financial well-being and offers solutions that are tailored to your unique situation.

At Fundo, we’ve seen the challenges and we’re here to offer something different. We’ve tossed out the confusing jargon and hidden expenses associated with loans.

Unlike some payday lenders, you’re not just a number with Fundo; you’re part of our community. Our commitment? Delivering an accessible, user-friendly experience tailored just for you. Your trust is our triumph and together, we’ll help you navigate the world of finance with clarity and confidence.

Fundo’s unique approach to online loans

Swift and simple application process

At Fundo, we’ve heard your pleas for a simpler way to secure emergency loans, and we’ve answered. Our application process is speedy and designed to get you from point A to point B without the runaround. Here’s what you should prepare beforehand:

  • Details of your regular income
  • Information on any government benefits, if applicable
  • Proof of identity, like an Australian driver’s licence or passport
  • Bank account details, including your bank, account name, BSB, and account number

No hidden charges

Ever been burned by hidden fees after applying for no credit check payday loans from payday loan providers before? At Fundo, we’re all about transparency and fairness. While we do charge fees on our loans, we break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us.

We’re responsible lenders and we want to assure you that all of our fees are in line with industry standards and the law. We don’t have any hidden charges, as all fees for your loan are disclosed during the loan offer stage.

Instead of applying for a payday advance, consider Fundo. No hidden charges, no fuss – just an honest and transparent way to manage your money.

Flexible repayments

At Fundo, we’ll craft a repayment plan that works for you. How? We make it easy for youto share details about your situation with us, so we can take into consideration your individual circumstances and personally tailor your repayments to ensure they are manageable for you and won’t put you under undue pressure. After all, we’re in this together!

Our dedication to easy access

Manage your loan at home

Why step out and line up at a physical branch when you can manage everything from the comfort of your home? You don’t need to search for payday lenders open on weekends; you can apply on our site around the clock. Sit back, grab a cuppa and navigate your financial journey without leaving your favourite chair.

Embracing diverse credit scores

You don’t have to turn to payday lenders for bad credit loans. At Fundo, we believe your credit score shouldn’t dictate your financial journey. Instead of only focusing on your past, we’re keen on the here and now. Your current ability to repay your loan is our main priority. Our approach is simple: see the individual, not just the score.

Easy-peasy eligibility

We keep things simple so that you don’t have to compare payday loan interest rates or same-day payday loans online.

To be eligible for a Fundo loan, you must:

  • be eighteen years of age or older at the time of application;
  • be an Australian citizen or tax-paying resident;
  • have minimum earnings of $1,000 per fortnight, including government benefits;
  • prove an ability to meet repayment deadlines; and
  • ensure you will not be under financial strain by borrowing from Fundo.

Frequently Asked Questions (FAQ)

How do I know if a payday lender is licensed and legitimate?

Feeling unsure about a lender? That’s normal. Before you start your application, you can check their legitimacy.

Every legitimate Australian lender will have an Australian Credit Licence (ACL) listed on their website. Don’t worry - you can check it in the ASIC database.

Be wary of those who guarantee approval with messages like ‘payday loan instant approval’, as these aren’t feasible for a responsible lender.

Do payday lenders perform credit checks?

Online payday lenders may have different policies on credit checks. Some might conduct a credit check to get a better picture of your finances.

Fundo may conduct a credit check before approving an application, but we’re more interested in your current ability to meet repayments. Your credit score is just a part of the story, not the whole novel.

Is sharing my personal and financial information with payday lenders safe?

Handing over your details online can feel a bit scary. Reputable lenders have taken measures to protect your data, using encryption and following strict privacy policies.

But let’s be real – there are some questionable lenders out there. Opt for a loan provider that takes the necessary precautions about your privacy and security. At Fundo, your safety and trust are our top priorities.

Fundo: quick and easy loans

Are you tired of complicated processes and hidden fees that make getting a quick loan feel like a never-ending marathon? Welcome to Fundo, an online lender that understands your needs.

Having trouble getting an instant payday advance? We know life can surprise you with unexpected expenses. That’s why many Aussies turn to the internet in search of ‘quick easy loan no credit check’ and ‘fast loan no credit check’ options.

For those situations where you need cash on the double, you don’t have to look for a loan without a credit check or no credit check pay loans.

Fundo simplifies the process of getting a loan in Australia and puts you in control with clear options that match your needs. It’s time to discover a simple way to borrow. Try Fundo and experience the no-fuss convenience that sets us apart.

Disclaimer: Please note that we are not payday lenders. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.