$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Choose Fundo’s Reliable Approach Over ‘Payday Loan Instant Approval’ Traps

Navigating unexpected financial hurdles is tricky, especially when there are a lot of choices online. Payday loan instant approval providers might seem like a good option when you’re short on time, but you run the risk of getting burned with hidden fees and rigid repayment terms.

When it comes to online lending, Fundo is the go-to option for clear and straightforward solutions. Our user-friendly platform makes everything quick and easy, so you won’t have to deal with any stress. Get the funding you need without the hassle.

Understanding Your Needs

Quick Cash Solutions

Life’s full of surprises. From unexpected car repairs to emergency medical bills, there’s never a dull moment. Sometimes, you need a bit of fast cash to keep things running smoothly.

With so many looking for quick approval loans, the search for payday loans Australia-wide has gone up exponentially. But we at Fundo understand that you need more than just same day loans. You need a lender who has your best interests at heart.

How Fundo Gets You

We’re different from online payday lenders. At Fundo, we’ve crafted our loans to be more than just a monetary transaction like those from payday loan instant approval providers. While payday loans are typically due on your next payday, our loans have more flexible repayment terms.

If you need to change payment dates, get in touch with our friendly customer service team at least forty-eight hours prior to the due dateso we can help make things more manageable for you.

Instant Approval vs Responsible Lending

The Issue With ‘Instant Approval’ Promises

In the search for fast cash loans, many are tempted by the allure of ‘instant approval loan’ offers. But wait, what’s the catch? Many times, these quick-fix promises lead to a dark tunnel of hidden terms and vague conditions. Those promises of a payday loan instant approval or 24-hour payday loans might seem appealing at first, but they often lack the transparency you deserve.

They might seem like a solution at first glance, but the fine print can create more problems, frustration, and financial strain. What seems like a lifeline can quickly become a stumbling block.

How Fundo Stands for Clarity and Honesty

Fundo takes a different approach than your average payday loan direct lender. We believe in clear communication and honest dealings. With us, there are no hidden fees or confusing terms. We ensure that you fully understand every aspect of the loan, from application to repayment.

At Fundo, our focus is on helping you by providing a straightforward and transparent service that caters to your financial needs without any unpleasant surprises. That’s the Fundo commitment to your financial well-being and we take it seriously.

Benefits of Choosing Fundo

Simple and Swift Application

At Fundo, we understand that when you need help, you need it fast, which is why you search for terms like ‘payday loan instant approval’ online. Our application process is straightforward and user-friendly, allowing you to access quick loans without the hassle. Unlike some lenders that offer online payday loans, we provide clarity at every step, so you know exactly where you stand.

Flexible Repayment Options

Life is unpredictable and we get that. With Fundo, you have the ability to customise repayment options that fit your unique situation. You can even make and reschedule repayments through our online self-service dashboard. Whether you’re looking for medium or small cash loans, we want to make it as easy as possible for you to manage your financial commitments without stress.

Holistic Review Process

While we may conduct credit checks, we don’t solely focus on your credit history as a factor in our decision. Instead, we look at various aspects that demonstrate your current ability to repay your loan.

Unlike other lenders who might pull you in with terms like ‘quick cash loans no credit check’ or ‘no credit check secured loans’, we ensure that the loan is suitable for your needs.

Frequently Asked Questions (FAQ)

How quickly can I get approved for a payday loan?

In Australia, payday loan approval durations can depend on the lender’s review process. While they are generally faster than traditional lending bodies, some may even throw around buzzwords like ‘payday loan instant approval’ but still leave you waiting in suspense.

Not with Fundo. Apply during our business hours – Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time – and in most instances, we’ll get back to you the very same day. Life’s too short for complicated paperwork and endless waiting.

What is the typical repayment period for payday loans?

The repayment period for a payday loan can vary depending on the lender and how much you borrow. Payday loans are generally short-term loans that you’re expected to pay back pretty quickly, usually by your next payday, hence the name.

You don’t have to race against the clock to repay a payday loan before your next payday, because there’s an alternative available to you. With Fundo, you can finally take a breath and relax. We’re giving you the reins.

We offer flexible repayment options to suit your needs, with most of our borrowers choosing a duration between five and twenty weeks.

How much money can I borrow with an instant payday loan?

While offerings like ‘payday loan instant approval’ promise a quick fix, they often come with headaches like high fees and hidden costs. Fundo’s here to change that. We offer small and medium loans, perfect for those unexpected bills or last-minute travel plans. We keep it simple and transparent, so you never have to squint at the fine print.

Fundo: A Fresh Approach to Lending

Life doesn’t wait and neither should you. But you don’t have to resort to looking for a ‘quick cash loan no credit check’ or ‘instant payday loans no credit check’ online to get the help you need. With Fundo, you’ll enjoy a no-fuss application and swift approval process, all from the comfort of your own home.

We’re not strict like traditional lenders and we’re not the unscrupulous lenders offering ‘payday loans online same day’ either. As a private lending institution, we care about your financial well-being. Whether you have been filling your browser with terms like ‘car finance no credit check’ or ‘emergency cash loans no credit check’, we’ve got a reliable option for you.

With us, there’s no jargon, no confusion, just easy and quick online loans. That’s the Fundo way. Apply today!

Disclaimer: Please note that we do not offer a payday loan instant approval. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.