$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Searching Up ‘Payday Loans Online Same Day’? Fundo It Instead!

When unexpected expenses arise, we usually want to get to them as quickly as possible, which is why some individuals end up searching for terms like ‘payday loans online same day’ or ‘same day loan application’ in hopes of finding fast financing.

At Fundo, we don’t offer payday loans, but we understand the need for quick funding. Instead of being restricted by the rigid payment schedule and steep fees associated with payday loans, wouldn’t you rather try personal loans with flexible terms and added benefits?

Navigating life’s unexpected costs

Traditional banks, with their lengthy processes, don’t always offer the speed that many need. Enter the appeal of same day payday loans or instant cash loans. Borrowers may search for terms like ‘payday loans online same day’ to find options that bypass the red tape and skip the complexity.

But are payday advance options the ideal choice? Indeed, there are pitfalls that often come with payday loans – notably strict repayment methods and hidden fees.

Payday loans are typically intended to be quick, short-term solutions meant to tide you over until your next pay receipt. Their rapid access and no-fuss applications may seem attractive, but the appeal can be deceptive. Complex fee structures often mean repaying much more than what you borrowed and strict repayment methods may make it difficult to pay off the loan.

In this landscape, Fundo emerges as a breath of fresh air – promising transparency, fairness and a commitment to customer well-being. There’s no need to search for ‘payday loans online same day’ or ‘fast cash advances’; consider Fundo’s personal loans instead.

Fundo: an alternative to payday loans

Fundo’s fresh approach

In the lending arena, where people could be looking up ‘payday loans online same day’ to find help, Fundo’s online process is refreshingly straightforward. We provide small-to-medium personal loans that allow borrowers to access the funds they need to reach their goals or take care of unexpected expenses.

To be eligible for our quick loans, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

If you meet these requirements, you can get started by clicking the ‘Apply Now’ button. Our online application form is available 24/7, so you can submit an application whenever and wherever you like! We review applications during business hours, Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time and we provide swift responses, often within the same day.

Looking beyond your credit score

Fundo embraces a holistic view of its borrowers. While other lenders may often hinge their decisions on credit scores, they only play a small role in our decision-making at Fundo. Yes, we may conduct credit checks in some instances, but they aren’t the sole determinant of loan approvals. Instead, we give importance to other factors, such as your current ability to repay the loan.

We also offer the Fundo Credit Score – a system attuned to helping our customers. It’s different from your credit score from the credit reporting agencies. As you repay your loans on time, share Fundo with your friends and provide feedback, your Fundo Credit Score could improve, potentially improving your likelihood of being approved for a future Fundo loan.

Clear as day: Fundo’s transparent financial solutions

At the heart of Fundo’s philosophy is transparency. Borrowers can say goodbye to those pesky hidden fees, confident in the knowledge that with Fundo, what you see is truly what you get.

While we do charge fees on our loans, we break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us. All of our fees are in line with industry standards and the law. We don’t have any hidden charges, as all fees for your loan are disclosed during the loan offer stage.

By championing an honest, straightforward approach, coupled with diverse loan services and prompt responses, we position ourselves as a trustworthy alternative to payday loans online.

End your search for terms like ‘payday loans online same day’ and ‘24 hour payday loans’. Turn to Fundo’s short-term personal loans instead!

Frequently Asked Questions (FAQ)

Do I need good credit to apply for an online payday loan?

No, you don’t necessarily need good credit to apply for online payday loans. Some online payday lenders focus more on your proof of income to ensure you have the ability to repay the loan. While a good credit score can be beneficial, your income and employment status are also considered.

At Fundo, we have a holistic approach to lending. Borrowers with diverse credit histories are welcome to apply, as we don’t focus heavily on your credit score when reviewing your application.

Is the application process for online payday loans complicated?

Generally, the application process for online payday advances is not complicated. Applicants can quickly fill out an online form and submit proofs like pay stubs or bank statements.

However, it’s essential to choose a trusted lender – one who can provide convenience without the hassles of hidden fees or strict repayment methods. This is where Fundo may come in, offering a transparent, flexible and user-friendly experience that prioritises the borrower’s needs.

There’s no need to turn to payday loans, online same day loans, or the like anymore. Consider Fundo instead!

What’s the maximum amount I can borrow with a same day payday loan?

The maximum amount for same day loans online can vary depending on the lender. Typically, payday lenders offer loans ranging from small amounts to more substantial sums.

Need a loan? Fundo it!

Fundo is not just another name in the lending industry. We strive to assist individuals seeking alternatives to the common no credit check personal loan, instant payday loans, payday advance loans, or maybe even car finance no credit check solutions. We understand the allure these loans present, but we’re here to offer a quick and easy way to get the funds you need.

Trust in Fundo and experience a solution that provides transparency, flexibility and speed. Say goodbye to hidden fees and unpredictable risks; with Fundo, you’re always in good hands. Apply today!

Disclaimer: Please note that we do not offer payday loans online same day. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.