$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Fundo: An Easy Alternative To No Credit Check Personal Loan

Due to their versatility and accessibility, personal loans have become a popular loan solution for many in today’s busy world.

Suppose you need funds for a home renovation or a big event; personal loans provide a solution without the constraints of specific-use loans. Even those with past financial hardships now have ‘no credit check personal loan’ options via lenders that specialise in such loans.

While we don’t offer ‘no credit check personal loan’ options here at Fundo, we do have flexible loan alternatives that are just as useful.

With Fundo, gone are the days of tedious paperwork and waiting in line at the bank for hours on end. You can apply for medium and small loans online from anywhere at any time.

A Modern Answer to Traditional Lending

It’s not always simple to navigate traditional personal loans. Traditional lending often involves long review processes, strict credit requirements and inflexible repayment terms, making it challenging for many individuals, especially those with less-than-perfect credit, to secure funds.

With the rise of online lenders and platforms, many of these hurdles are becoming relics of the past. Fundo is at the forefront of these changes.

At Fundo, our online application is designed with ease of use in mind, ensuring you can apply effortlessly and quickly. Our advanced technology and algorithms work behind the scenes to process your application quickly, so you don’t have to wait for days or even weeks for a decision.

Essentially, Fundo is a blend of convenience, speed and flexibility, all in the palm of your hand. While we may not offer ‘no credit check personal loans’, ‘low income no credit check loans’, or ‘no credit check loans’, our small loans and short term loans are more than robust enough to suit various needs and preferences.

Along with our fully online application process and unique innovations like the Fundo Credit Score and interactive dashboards, we’re changing how Australians borrow loans every day.

Frequently Asked Questions (FAQ)

Will taking out a no credit check personal loan affect my credit score?

The appeal of a ‘no credit check personal loan’ is that the lender does not conduct a hard credit enquiry into your credit history during the application process. Thus, in theory, applying for such a loan should not directly impact your credit score.

However, other factors could affect your credit score in other ways.

  • Missing loan repayments. Once you've taken out a loan, the regularity of your repayments could directly affect your credit score. If you default on a loan, for example, this information will stay on your credit history for up to seven years.
  • Paying your bills late. Certain utility services can report defaults to credit reporting agencies and impact your credit score. Frequently paying your bills late may affect your credit score negatively.
  • Having multiple loan applications at once. If you’ve applied with multiple lenders at the same time and they concurrently perform hard enquiries, this will show up on your credit history and may negatively impact your credit score.

Before taking out any loan, ensure that you understand the terms and are able to meet repayments comfortably.

If you find ‘no credit check personal loan’ and urgent payday loans too rigid for your liking, you could also look into Fundo loans. Our small and medium loans have flexible repayment options, so you have room to manage your loan obligations efficiently.

Can I get a no credit check personal loan if I have a bad or no credit history?

No credit check personal loans and instant payday loans typically cater to individuals who might have a poor credit score or no credit history, but they’re not the only options available if you’re in a similar situation.

At Fundo, we believe in giving everyone a fair chance. We may conduct a credit check before approving an application, but we focus on your current ability to make repayments instead of your financial history.

Unlike traditional banks, we accept applications from a wide range of borrowers, including those with poor or no credit histories. Our streamlined application and decision-making processes ensure a smooth borrowing experience that’s fully online, so you can apply from the comfort of your home.

You could also take advantage of our unique Fundo Credit Score, which is our exclusive scoring system that rewards healthy borrowing habits. By repaying your loan on time or early, referring us to friends, and leaving us reviews online, you gain more points that could improve your chances of being approved for your next loan.

With Fundo, an easy loan alternative to ‘no credit check personal loan’ is not just a possibility; it’s a reality.

How much money can I borrow with a no credit check personal loan?

The amount you can borrow for loans like ‘no credit check personal loan’ varies based on the lender and your financial situation.

Unlike no credit check lenders, Fundo doesn’t offer loans with no credit check. What we do offer are medium and small loans at the same levels ‘no credit loans’ without any hidden fees. Plus, our loans come with flexible repayment terms.

What’s more, if your application meets our criteria for approval and is approved during business hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), there’s a good chance that you could get the funds on the same day.

In summary, while there’s flexibility in the amounts available with no credit check loans in Australia, a personal loan from Fundo could offer you more in terms of tailoring the terms and repayments to suit your circumstances. If you’re still planning to get a loan with no credit check or a ‘no credit check personal loan’, check out our offers instead; we may have the ideal loan for you.

Fundo: Your Go-To for Quick Online Loans in Australia

Fundo is your quick online loan partner, dedicated to providing you with loans that are just as powerful as a loan for no credit or even a loan without a credit check. With our no-fuss application and approval process, you could easily apply for your desired loan from the comfort of your home, without the tedious paperwork or long waiting times.

Our commitment goes beyond just offering alternatives to loans no checks. As a private lender, we offer tailored solutions based on your unique circumstances that will change your mind about quick payday loans or payday advance loans.

With Fundo, there are no hidden fees, no confusing jargon and certainly no complications. So if you need a financial partner who’s got your back, we’ve got you covered.

Apply for a Fundo loan today!

Disclaimer: Please note that we do not offer ‘no credit check personal loan’ options. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

The opinions featured in this article are strictly for informational purposes only and should not be construed as financial advice. Views may change without notice at any time.