$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Avoid The Drawbacks Of Quick Payday Loans With Fundo’s Handy Options

Every day, countless Australians grapple with unexpected expenses and may look to quick payday loans to alleviate the problem. But these may come with hidden fees and strict repayment methods.

Enter Fundo, where speed, simplicity and transparency are at your fingertips.

We understand the urgency of your financial needs and we’re not just another face in the crowd. We provide fast, friendly personal loans that are tailored to your individual needs. Our goal is to make sure you get the funding you need when you need it.

The demand for quick payday loans

The need for speed in personal financing

We know what it’s like to have unexpected expenses. In our fast-paced lives, there’s a growing demand for quick solutions. Some may be interested in quick payday loans in hopes of getting funds as soon as possible, but it is important to understand the risks associated with using these types of loans before taking one out.

Online payday loans and same-day payday loans from other providers might lure you with the promise of fast cash loans, but they often come with the baggage of hidden terms and rigid repayment schedules.

Your quick online loan experts in Australia

Welcome to Fundo, where we understand the unique financial needs of Australians. We offer competitive small to medium personal loans with convenience, clarity and genuine care. Why settle for instant payday loans when you have a trusted partner in Fundo?

Every Aussie deserves a financial partner who listens, understands and delivers promptly. With Fundo, that’s not just a promise; it’s our mission. We’re here to make finance straightforward and swift, one loan at a time.

Why choose Fundo for personal loans

Convenience from the comfort of your home

Our online platform lets you apply for quick and easy cash loans right from your couch. You don’t need to resort to short-term payday loans when you can Fundo it with just a few clicks. Plus, if approved, you can access your account anytime and anywhere with our interactive dashboard.

The no-fuss application and approval

At Fundo, we know that for anyone in search of emergency cash loans and quick payday loans, every second counts. That’s why our application process is designed to be a breeze. Forget the red tape and cumbersome forms that you might find with 24-hour payday loans elsewhere. Our online application can be completed in minutes and is available at any time.

We review applications during our business hours, which are Mondays through Fridays from 9 a.m. to 6 p.m. and Saturdays from 9 a.m. to 5 p.m. Sydney time. Even if you submit your application after business hours, we’ll do our best to review it as soon as the next business day.

If your application is approved, we strive to send your money on the same day. However, please keep in mind that the processing times of various banks may affect the exact timing.

Taking a broader view

While other lenders may reject you outright for your credit history, Fundo looks at the bigger picture. We understand that not-so-great credit scores are a part of life and that shouldn’t exclude you from pursuing your goals.

We may conduct a credit check before approving an application. However, your score plays a small role in our decision. Our focus is on your current ability to repay rather than past mistakes. It’s about fairness, compassion and giving every Aussie a fair go.

The Fundo difference

Flexible repayments

Every individual’s financial situation is unique and we get that. Unlike many payday lenders online who use a one-size-fits-all approach, Fundo offers flexible repayment options that make life easier.

We make it easy to share details about your situation with us, so we can take into consideration your individual circumstances and personally tailor your repayments to ensure they are manageable for you and won’t put you under undue pressure. After all, we’re in this together!

Transparency with no hidden fees or charges

We’ve all heard horror stories of cash advance loans laden with hidden fees.

At Fundo, what you see is what you get. There’s no tricky fine print and there’s no need for a payday loan calculator. From the outset, we’re open about costs, ensuring you’re never caught off guard. You deserve clarity and we’re here to provide it.

Understanding local needs

We get it, from the quest for weekend payday loans to quick payday loans for low-income earners. But you don’t have to rely on them now that you’ve found an alternative that changes the game.

Choosing Fundo means choosing a partner that’s in tune with you. We’re not some distant, faceless corporation. We’re your neighbours, living and working on the same beautiful land as you do. Being Aussie-owned means we’re invested in your success, not just ours. We understand your needs and we’re here to meet them.

Frequently Asked Questions (FAQ)

Is there a minimum income requirement for a payday loan?

When it comes to payday loans, minimum income requirements can be a mixed bag. There are differing requirements on how much is needed, depending on the lender.

But when it comes to personal loans at Fundo, we don’t mess around. Our income requirement is simple: to be eligible for our hassle-free financing options, you need to earn at least $1,000 per fortnight, including government benefits.

Do I need to provide references to get a payday loan?

When it comes to quick payday loans, some might ask for references just to ensure you are the real deal, but generally, they are rarely requested.

Fundo offers hassle-free financing options without the need for references. We focus on other factors to determine loan eligibility, ensuring a smooth and efficient borrowing experience.

Can I refinance a payday loan?

Life happens and we get that at Fundo. When it comes to refinancing a payday loan, Fundo is always here to help, listen and find a way to make it work.

Feel free to reach out to our dedicated support team if refinancing is something you’re considering. After all, your well-being is our priority and we’re committed to making your experience with us as comfortable and user-friendly as possible.

Choose Fundo: your no-nonsense online lender

At Fundo, we don’t believe in making life complicated, especially when it comes to financing. Let’s face it: life throws curveballs and sometimes you need a hand to catch them.

Even if your credit isn’t perfect, you don’t need to resort to looking up ‘car finance no credit check’ or ‘cash loan no credit check’ online. Whether it’s a ‘no credit check personal loan’ or a ‘no credit check small loan’ you’ve been considering, Fundo offers flexible personal loan solutions that cater to your needs, not your credit score.

We understand that anybody in search of payday cash loans or quick cash payday loans needs that payday loan now and doesn’t have much time to waste. That’s why our application process is as easy as 1-2-3! No long-winded forms, no lengthy waits. Just straightforward lending.

Need a partner who understands your financial needs? Choose Fundo, and experience lending the way it should be.

Disclaimer: Please note that we do not offer quick payday loans. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.