$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Forget About Same Day Payday Loans – Fundo It Instead!

The modern Aussie’s life is vibrant, pulsating and, at times, unpredictably costly. You’ve been there: an unexpected bill strikes like a summer thunderstorm. While same day payday loans seem like an umbrella in this deluge, do they really shield you, or are they just a quick patch?

Learn more about how quick payday loans in Australia work, exploring the golden allure and the not-so-gleaming flip side – plus, get to know a more efficient alternative you could consider instead. Get ready, mate, it’s time to Fundo your knowledge.

The Nitty-Gritty of Payday Loans in Australia

Breaking Down the Basics

Payday loans, often referred to as ‘quick payday loans’ in Australia, are essentially short-term cash infusions designed to tide you over until your next payday arrives. They’re the modern Australian’s rapid response to unexpected expenses.

Tapping into same day payday loans might feel like hitting the jackpot when bills pop up out of the blue. But remember, while they’re a lifeline for some, they might not be a match for everyone’s financial situation.

The Flip Side You Must Consider

Enthusiasm aside, it’s essential to peek behind the curtain. Easy loan approval? Sure. But with that convenience, there could be a catch. Sometimes, these instant cash loans carry high costs and hidden fees.

Imagine getting your much-needed cash from a direct lender of weekend loans and then realising the repayment requirements are too difficult to manage. Or getting caught in a whirlwind of rolling over the loan with extra fees, essentially playing catch-up with your own money. In the world of payday loans Australia-wide, weigh the pros and cons and make sure it’s the right fit for your pocket.

The Beauty of Simplicity

Effortless Applications

Unlike the snags associated with certain same day payday loans, Fundo believes in keeping it simple, especially when money matters. Gone are the days of mountains of paperwork synonymous with some providers of same day cash loans. Slide into our digital platform, sail through a few intuitive steps and voila! Loan applications shouldn’t be rocket science.

Clear as Day, Flexible as a Willow

Fundo thrives on honesty and clarity. We may not sit in the ‘online payday loans’ or ‘payday advance provider’ bracket, but our small-to-medium personal loans come with a seal of trust and understanding. Here, you won’t have to worry about hidden fees.

We do charge fees on our small loans, but we break these fees down for you so that everything’s crystal-clear and you understand your responsibilities if you apply.

Seamless, Stress-free and Simple

Stressed out by online loans? Not with Fundo. As your financial buddy, we’ve ironed out the creases to offer a smooth sail. No daunting jargon or twisted terms that some providers of same day payday loans try to confuse you with - just a smooth-sailing loan experience.

First Steps Made Simple

Basics, Checked!

Ready to end your search for same day payday loans and partner with Fundo instead? Ensure you’re eighteen years old or older, a tax-paying citizen or resident of Australia and have at least $1,000 in fortnightly income, government benefits included.

Unlike the typical hurdles of emergency payday loans, we’re more concerned with your ability to make repayments in the present. Just pop your details into our online form and leave the rest to us.

Fast Approvals

Shoot us your application online during business hours (9.00 a.m. to 6.00 p.m. Monday to Friday and 9.00 a.m. to 5.00 p.m. on Saturdays, Sydney time). If your application is approved within business hours, the funds may land in your account the same day. No more searching for same day payday loans online since you’ve found an alternative.

Your Dashboard, Your BFF

Introducing our dazzling self-service dashboard, the Robin to your Batman in this financial journey. It’s not just about small loans Australia-wide; it’s about the whole package. Dive in to tweak account details, gather reward points via referrals, peek at your exclusive Fundo Credit Score and even dance around payment dates – all from that trusty device in your hand.

Frequently Asked Questions (FAQ)

How do same day payday loans work?

An emergency payday loan works by giving you some financial breathing room while you’re waiting for your next pay receipt. Some providers of urgent payday loans collect their repayments via salary deduction, while others may opt to align their repayment dates with your salary dates for your convenience.

Is there a limit to the number of same day payday loans I can apply for?

When you need cash before payday, you may wonder if you can apply for multiple same day payday loans. While there’s technically no limit to the number of loans – payday loans or otherwise – that someone can apply for, there is a limit to the loans one ends up eligible for.

To save precious time and energy, you’ll want to apply with a lender that gives you a higher chance of approval. Here at Fundo, we are able to consider applicants with various financial histories. Because we look at more than just your credit profile, we are less stringent than traditional banks when it comes to approvals.

How do I receive the funds from a same day payday loan?

You might be asking, ‘Can I receive same day payday loans without a bank account’? In most cases, the answer is no. Most lenders need your bank account details to be able to send you your loan proceeds if they are approved. Though we at Fundo are not providers of quick cash payday loans, we do need a transaction account with direct deposit in order to send you your personal loan proceeds, if approved.

Discover Fundo: Your Trusty Source for Personal Loans

The sudden need for cash can arise at any time, leaving no room for tedious applications, snail-paced approvals, or nail-biting waits. Enter Fundo, your beacon for personal loans in Australia. Enjoy our streamlined, hassle-free application and approval mechanism, all from home.

Stepping aside from the rigid mould of traditional banks, Fundo champions the ethos of understanding and flexibility. As a homegrown private lending powerhouse, we’re equipped to offer eligible seekers short-term and fast cash loans – even when their credit score has seen better days. We pride ourselves on transparent dealings devoid of any hidden charges.

Say goodbye to cryptic legal lingo and perplexing processes. Seeking small or medium loans in Australia? With Fundo by your side, you’re guaranteed a journey that’s simple, swift and absolutely uncomplicated. Enter the Fundo universe and discover the future of fuss-free online lending.

Disclaimer: Please note that we do not offer same day payday loans. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.