$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Looking Up ‘Cash Loan No Credit Check’? Try Fundo Instead!

Are you dreaming of a financial boost but don’t have a perfect credit score? That may be why you’re looking up ‘cash loan no credit check’.

With Fundo, experience a fresh approach to borrowing where you’re more than just a credit score. While we may perform a credit check during the application process, it plays a small role. We’ve made borrowing easy, even if you have a less-than-ideal credit score.

Learn about how we blend tech-savviness with empathy to shape a seamless borrowing journey, personalised for you.

Cash loans: the ins and outs

Understanding cash loans

If you’re curious about terms like ‘cash loan no credit check’, picture a cash loan as a personal financial boost, given as a lump sum straight into your bank account. It’s the go-to option for Aussies who need to finance urgent purchases, such as those searching up ‘quick payday loans no credit check’ or ‘online loans instant approval’.

What are credit checks?

A credit check shows your credit history, helping lenders understand if you’re a risky bet for lending money. Even individuals like you can perform a credit check to gauge your own credit score.

The deal with no credit check loans

Those with a less-than-stellar credit history could be curious if their search for terms like ‘no credit check loans’ or ‘fast approval loans no check’ would yield useful results.

However, it can be challenging to find lenders (like payday lenders) who would dole out a loan without a credit check of any kind. After all, this is their way of finding out whether you can repay the loan or not. If you do find no credit check loans, they might come with hidden charges or strict repayment methods.

Navigating the cash loan terrain

The possibility of a credit check could be anxiety-inducing for those who don’t have a perfect score, which is why they resort to looking up terms like ‘cash loan no credit check’ or ‘urgent payday loans’.

On the other hand, when it comes to traditional lenders, there may be strict requirements about one’s credit history, so many borrowers with a rocky financial past but the present capability to repay are left out.

Fundo’s approach to loans

Don’t have the best credit history? Don’t let that stop you from applying for a Fundo loan.

With Fundo, we offer a fresh perspective when it comes to our personal loans. Sure, we may perform a credit check as part of the application process, but rest assured, it’s not the sole deciding factor. We look at factors like your current ability to repay the loan.

Embracing the Fundo difference

Fast and streamlined processes

We won’t keep you waiting. Once your application hits our desks, we kick into overdrive, ensuring your request for a quick cash loan doesn’t turn into an eternity. If you submit your application during business hours, you’ll even receive a response within hours, in most instances within the same day.

Mastering loan management with our self-service dashboard

If your loan is approved, our self-service dashboard helps you manage your loan more easily and reach your financial goals. With a few taps on your device, you can view and update your account, earn points, check your exclusive Fundo Credit Score and even make or reschedule payments.

You don’t have to keep searching for terms like ‘cash loan no credit check’ or ‘bad credit loans online’ – Fundo it instead!

More freedom with a Fundo loan

Clear as day, no hidden fees

Unlike some providers of small payday loans online or ‘cash loan no credit check’, we stand firm on the pillars of trust and transparency. Though we may perform credit checks, we don’t hide fees behind intricate language or fine print.

We are clear about your loan terms during the offer stage, so you know exactly what you’re getting into. We break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us. Now, there’s a more transparent alternative for those looking up ‘easy loans no credit check’.

Repayment terms that work for you

We’ll tailor a plan that suits you based on an open and relaxed conversation about your individual circumstances. This means your repayments will be comfortable. We’re not just here to provide a small cash loan; we’re here to ensure it’s manageable.

Frequently Asked Questions (FAQ)

How does a no credit check cash loan differ from a traditional loan?

Traditional loan places often come with credit checks and long waits. With traditional loans, lenders often take precious time to probe your financial past before deciding. This can prove challenging, especially if you need quick personal loans.

On the other hand, no credit check cash loans may not involve a credit check; however, they may come with strict repayment methods and hidden fees.

At Fundo, we aim to balance responsible lending with a speedy process, taking the hassle out of loans. We will conduct credit checks in some instances, but we don’t heavily hinge on it. Even better, we have a streamlined process where you can apply online and receive a response as soon as possible, in most instances within the same day.

Will my income level affect my eligibility for a cash loan with no credit check?

Most lenders will consider your income when determining your eligibility for a loan. Generally, lenders want to ensure that borrowers have a stable and sufficient income to make timely loan repayments.

At Fundo, we don’t want you to be under any pressure by borrowing from us, so make sure you’re earning at least $1,000 per fortnight (including government benefits) and can comfortably manage your repayments.

What information do I need to provide when applying for a no credit check cash loan?

When you’re applying for a ‘cash loan no credit check’, different lenders may have different requirements.

Though we may conduct credit checks at Fundo, we’ve simplified the process. We typically only need your basic details, like contact information, address, income proof and bank account details.

Empowering financial freedom: all about Fundo

Fundo is your go-to financial partner when life throws curveballs. Whether it’s an urgent expense, an unexpected purchase, or a last-minute opportunity, we’re right here, ready to step in with the cash boost you need.

When you need a loan, we know you can’t afford to deal with the hassles that come with some lenders that offer ​​same-day payday loans. Traditional banks may put you through lengthy procedures, but not us.

Instead of looking for a payday loan now, consider Fundo. We cut through the red tape, offering a hassle-free application process and quick response time. We’re experts in delivering online loans at lightning speed, right when you need them.

Even with a not-so-perfect credit score, we see the bigger picture. Unlike rigid banks, we assess your current ability to repay the loan. This innovative approach allows us to offer short-term loans to more Australians, keeping in line with our mission to provide accessible and reliable financial solutions.

Our straightforward, quick and personal online loans are designed to help you bounce back and keep moving forward. At Fundo, we’re more than just a lender; we’re your financial ally. Apply today!

Disclaimer: Please note that we do not offer ‘cash loan no credit check’. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.