$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Unveiling Fundo’s Alternative To A Payday Loan Now: A New Era Of Lending

Have an urgent expense and feel like getting a payday loan now is the way to fast financing? Know that these loans often come with pitfalls like hidden fees and strict repayment methods. But payday loans aren’t your only option.

Welcome to Fundo, where your urgent needs are our priority. Forget the old-fashioned payday loans; we’re here to revolutionise your financial experience. We’re not just a company: we’re your financial ally, offering mobile-friendly, same-day cash loans tailored just for you.

Your need for fast, hassle-free cash

Life doesn’t wait and neither should you when financial needs arise. Maybe it’s an unexpected car repair or a medical emergency; we understand these urgent situations. However, you shouldn’t feel limited to payday loans, which can leave you saddled with strict repayment methods and hidden fees.

At Fundo, we’ve crafted alternatives to instant payday loans in Australia, ensuring you have access to quick cash loans without the pitfalls of getting a payday loan now.

We believe you deserve better and we want you to know that our approach to providing alternatives to payday advance loans sets us apart.

The Fundo advantage: streamlining the loan process

Simplified application and quick responses

Applying for emergency funds or looking for an alternative to a payday loan now shouldn’t be a headache.

With Fundo, you experience a no-fuss application process that is fast, secure and tailored to you. Need an instant cash advance? Consider Fundo instead. Our fast-approval loans are designed to get you the funds you need when you need them.

To be eligible for our quick loans, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

To get started, simply fill out our online application, and we’ll take care of the rest.

Transparent, flexible, and proudly Australian

At Fundo, we believe in clear and honest communication. Our flexible repayments are designed to fit your budget and we ensure there are no hidden fees that catch you off guard. We’ve cut out hidden charges, confusing legal talk and any financial jargon that could complicate the process. Our commitment to transparency ensures that you’re in control and aware of every aspect of your loan.

What’s more, we take pride in being 100% Australian-owned. There’s no need for you to turn to a payday loan now. Consider Fundo’s short-term loans instead.

Short-term loans with Fundo

Navigating Fundo’s short-term loans

Our eligibility criteria are straightforward, focusing on your current ability to repay rather than just your past credit history. We provide a smooth process with loans, ensuring that an unexpected expense doesn’t disrupt your plans and that you don’t need to start applying for a payday loan now.

Why Fundo’s fast cash loans stand out

Fundo’s fast cash loans aren’t just about providing alternatives when you need a payday loan now; they’re about aligning with your needs. We offer personal loan options that are transparent and customer-friendly. The simplicity, speed and integrity of our services are what make us the preferred choice for many Australians seeking financial assistance.

A friend to all credit profiles

We believe in giving everyone a fair chance. Whether you have a sparkling credit score or one that’s seen better days, Fundo’s commitment extends to various credit profiles. We assess your application based on your current financial situation, not solely on past mistakes.

In line with this, we don’t just rely on traditional credit scores. While we may check your credit score, we also have our unique Fundo Credit Score system that rewards timely or early payments, valuable feedback and friend referrals. Higher Fundo Credit Scores increase your approval chances for future Fundo loans and allow you to unlock special discounts and benefits.

Frequently Asked Questions (FAQ)

Will payday lenders contact my employer during the application process?

Different lenders have distinct policies that guide their review process. Some payday lenders may contact your employer when you apply for payday loans as a way to verify your income.

At Fundo, we will look to verify your employment, if we need to, by methods other than contacting your employer.

Are there restrictions on using the funds from a payday loan?

Whether there are restrictions on how you can use your funds may vary depending on the lender, whether you’re applying for a payday cash advance or a personal loan.

We understand that every financial situation is unique and some people may need cash before payday rolls in. Our loans are designed to help you where you need it most without imposing unnecessary restrictions.

You select the reason for your loan during the application process. Your expenses are only examined upon the submission of a loan application. We will not monitor your transactions while you have an active loan with Fundo. Whether it’s an urgent bill or a personal expense, the funds are yours to use as you see fit.

Can I cancel my payday loan application if I change my mind?

Absolutely! We know that decisions around finances can be complex. If you change your mind after applying for payday loans online, just let your lender know.

At Fundo, you can contact us if your situation changes and you need to cancel your application. We want you to feel comfortable and confident in your choices,sowe’re here to support you, even if that means cancelling the application. With Fundo, you’re always in control.

Quick online loans with Fundo

At Fundo, we specialise in providing quick online loans in Australia. Understanding that life’s unexpected events may require fast cash, we’ve designed a no-fuss application and approval process that’s far from the stringent approach of banks.

With Fundo, you can apply for short-term loans and fast cash loans even if your credit score isn’t perfect. Our Australian owned and managed institution focuses on offering flexible repayments without hidden fees or charges. Whether you need small or medium loans, we take out the complexity and legal jargon to ensure your experience is easy and hassle-free.

Need a payday loan now? Turn to Fundo’s short-term loans instead.

Disclaimer: Please note that we do not offer a payday loan now. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.