Your Need For Fast, Hassle-free Cash
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Have an urgent expense and feel like getting a payday loan now is the way to fast financing? Know that these loans often come with pitfalls like hidden fees and strict repayment methods. But payday loans aren’t your only option.
Welcome to Fundo, where your urgent needs are our priority. Forget the old-fashioned payday loans; we’re here to revolutionise your financial experience. We’re not just a company: we’re your financial ally, offering mobile-friendly, same-day cash loans tailored just for you.
Life doesn’t wait and neither should you when financial needs arise. Maybe it’s an unexpected car repair or a medical emergency; we understand these urgent situations. However, you shouldn’t feel limited to payday loans, which can leave you saddled with strict repayment methods and hidden fees.
At Fundo, we’ve crafted alternatives to instant payday loans in Australia, ensuring you have access to quick cash loans without the pitfalls of getting a payday loan now.
We believe you deserve better and we want you to know that our approach to providing alternatives to payday advance loans sets us apart.
Applying for emergency funds or looking for an alternative to a payday loan now shouldn’t be a headache.
With Fundo, you experience a no-fuss application process that is fast, secure and tailored to you. Need an instant cash advance? Consider Fundo instead. Our fast-approval loans are designed to get you the funds you need when you need them.
To be eligible for our quick loans, you must:
To get started, simply fill out our online application, and we’ll take care of the rest.
At Fundo, we believe in clear and honest communication. Our flexible repayments are designed to fit your budget and we ensure there are no hidden fees that catch you off guard. We’ve cut out hidden charges, confusing legal talk and any financial jargon that could complicate the process. Our commitment to transparency ensures that you’re in control and aware of every aspect of your loan.
What’s more, we take pride in being 100% Australian-owned. There’s no need for you to turn to a payday loan now. Consider Fundo’s short-term loans instead.
Our eligibility criteria are straightforward, focusing on your current ability to repay rather than just your past credit history. We provide a smooth process with loans, ensuring that an unexpected expense doesn’t disrupt your plans and that you don’t need to start applying for a payday loan now.
Fundo’s fast cash loans aren’t just about providing alternatives when you need a payday loan now; they’re about aligning with your needs. We offer personal loan options that are transparent and customer-friendly. The simplicity, speed and integrity of our services are what make us the preferred choice for many Australians seeking financial assistance.
We believe in giving everyone a fair chance. Whether you have a sparkling credit score or one that’s seen better days, Fundo’s commitment extends to various credit profiles. We assess your application based on your current financial situation, not solely on past mistakes.
In line with this, we don’t just rely on traditional credit scores. While we may check your credit score, we also have our unique Fundo Credit Score system that rewards timely or early payments, valuable feedback and friend referrals. Higher Fundo Credit Scores increase your approval chances for future Fundo loans and allow you to unlock special discounts and benefits.
Different lenders have distinct policies that guide their review process. Some payday lenders may contact your employer when you apply for payday loans as a way to verify your income.
At Fundo, we will look to verify your employment, if we need to, by methods other than contacting your employer.
Whether there are restrictions on how you can use your funds may vary depending on the lender, whether you’re applying for a payday cash advance or a personal loan.
We understand that every financial situation is unique and some people may need cash before payday rolls in. Our loans are designed to help you where you need it most without imposing unnecessary restrictions.
You select the reason for your loan during the application process. Your expenses are only examined upon the submission of a loan application. We will not monitor your transactions while you have an active loan with Fundo. Whether it’s an urgent bill or a personal expense, the funds are yours to use as you see fit.
Absolutely! We know that decisions around finances can be complex. If you change your mind after applying for payday loans online, just let your lender know.
At Fundo, you can contact us if your situation changes and you need to cancel your application. We want you to feel comfortable and confident in your choices,sowe’re here to support you, even if that means cancelling the application. With Fundo, you’re always in control.
At Fundo, we specialise in providing quick online loans in Australia. Understanding that life’s unexpected events may require fast cash, we’ve designed a no-fuss application and approval process that’s far from the stringent approach of banks.
With Fundo, you can apply for short-term loans and fast cash loans even if your credit score isn’t perfect. Our Australian owned and managed institution focuses on offering flexible repayments without hidden fees or charges. Whether you need small or medium loans, we take out the complexity and legal jargon to ensure your experience is easy and hassle-free.
Need a payday loan now? Turn to Fundo’s short-term loans instead.
Disclaimer: Please note that we do not offer a payday loan now. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.
Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
