$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Searches for terms like ‘online cash advance’ online grow more and more everyday. And in this economy? It’s not surprising. Increasingly, people are finding themselves in situations where they need quick, small loans that are easily accessible to get them through rough patches.

Luckily, lenders like Fundo are available to provide short term loans that can help you get the financial support you need in a timely manner. These loans are designed to be a quick and convenient solution for those who need access to funds immediately and have a simple and straightforward application process. 

Whether you are dealing with an unexpected bill, an emergency expense, or just need a little extra financial support, a short term loan from Fundo can be a helpful solution.

What can I use a cash advance loan for?

Cash advance loans are short term loans that allow you to borrow a small amount of money, usually for a fee, to be repaid on your next payday. These loans are often used to cover unexpected expenses or emergencies, such as car repairs, medical bills, or urgent travel.

It's important to note that cash advance loans may have higher fees and interest rates than other types of loans, and are intended for short-term use only. It's a good idea to carefully consider your financial situation and all available options before deciding whether a cash advance loan is the right choice for you.

At Fundo, we offer teeny, tiny loans ranging from $500 to $2,000 with repayment terms of up to 180 days. Our small loans online can be used for a wide range of reasons; they can be used as emergency loans, dental loans, or even home renovation loans.

As a locally owned and managed lending institution in Australia, Fundo offers short term and fast cash loans to approved applicants, regardless of their credit score. We aim to make the process of obtaining small loans in Australia as smooth as possible with flexible repayment options, no hidden fees, and no complicated jargon. Our online application process is available twenty-four seven and is easy to complete.

If you are at least eighteen years old and have regular employment income, you can apply for a loan simply by going to our homepage, clicking ‘Apply Now’, and following the prompts. If you are approved, we will send you an agreement and deposit the funds into your account as soon as possible, often on the same day. We approve applications from Monday to Saturday.

Can the repayment term for a cash advance be extended?

In Australia, the repayment term for an online cash advance loan is typically set for a period of one to four weeks, and is intended to be repaid in full on your next payday. It is generally not possible to extend the repayment term for a cash advance loan, as these loans are intended for short-term use only.

If you are unable to repay an online cash advance loan on time, you may be able to negotiate a payment plan with the lender. However, this will typically involve additional fees and charges, and may result in a higher overall cost of the loan.

When you take out a personal loan with Fundo, it’s easy to change your repayment plan. You can do it either through the use of your personalised loan dashboard or by calling one of our friendly consultants for assistance. However, take note that Fundo will need forty-eight hours notice if you want to change payment dates.

Conversely, you can also opt to repay your loan earlier without incurring any early repayment fees. We encourage you to repay your loan early if you can since you will be charged less in monthly account fees and you will also positively impact your Fundo Credit Score for easier applications for future quick loans.

The Fundo Credit Score is a system that rewards you for paying your online loans early or on time, sharing feedback, and referring friends to Fundo. The higher your Fundo Credit Score, the more likely you are to be approved for fast loans. 

We also offer special discounts and benefits to those with high Fundo credit scores. This is all because we believe that there is more to your creditworthiness than just your traditional credit score.

What happens if I don't pay my cash advance loan on time?

Online cash advance loans may come with late fees if they are not repaid on time. These fees can be high and increase the overall cost of the cash loan, and the lender may charge interest on the outstanding balance which will also increase the overall cost. Additionally, if the borrower is unable to repay the loan, the lender may send the debt to a collections agency, which could result in additional fees and a negative impact on the borrower's credit score.

Similarly, when you fail to make your repayments on time on Fundo loans, you may also be charged late fees as per your loan contract. If you are having difficulty repaying the loan, you can easily contact our consultants at Fundo as soon as possible to discuss your options. 

Our team understands that certain circumstances may prevent you from repaying your loan in a timely manner. That's why we urge you to read our terms and conditions and take the necessary steps to help you repay your loan as soon as you can. 

Apply for the short term loans you need with Fundo

At Fundo, we understand that applying for a loan can be a stressful and overwhelming experience, especially when dealing with traditional lenders. That's why we have made it our mission to make the online lending process as straightforward and hassle-free as possible. 

We believe that everyone should have access to the simple cash loans they need, and we strive to make the process of obtaining a loan as seamless and efficient as possible. Whether you need a short term loan to cover an unexpected expense or a fast cash loan to get you through a tough financial period, we are here to help.

If you have any questions about our loans online in Australia, you can reach us by phone, email, or through our online chat function. We are always happy to assist you and answer any questions you may have.

Join thousands of happy Australian customers and apply at Fundo today!

Disclaimer: Please note that this article is for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. The opinions expressed in this article may change at any time without notice. It is not intended to be used as a substitute for professional financial advice.