$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Life is full of unplanned expenses. Unavoidable emergencies or sudden expenditures sometimes come up, yet it seems there is never enough money in your bank account to cover them. And, then, there are your bills that must be paid each month; you need a way to pay them and still have enough money to get by. Online fast loans can help you bridge temporary financial gaps.

If you need money to cover an expense, we understand that you need it right away. The Fundo application process is 100% online, so you won’t have to wait in line for hours. Furthermore, we understand that everyone’s finances differ, so we carefully review every loan application and don’t reject your application just because your credit score isn’t great. 

Find out more about the alternatives we offer to online fast loans and the other benefits you can get with Fundo. 

Are online loan applications easy for beginners?

Most of the time, applying for a loan online is easier and more convenient than doing so in person. You can save a lot of time by applying for a loan online, and most online loan applications are easier to fill out.

Whether you’re looking for online fast loans or other related to ‘online easy loans’, today, more and more lenders are getting on board with and using some kind of online loan application. What sets Fundo apart from others is our self-service dashboard. Here, you can easily keep track of all your outstanding Fundo loans in one place.  

From the same dashboard, you can check on the details of your Fundo loans, from your outstanding loan balance to your repayment schedule. You can also get advice and tips on how to improve your financial health and well-being. You can also find your Fundo Credit Score here, which we will talk more about below.

While you could be tempted to seek out alternative loans like ‘quick cash loans no credit check’ or ‘fast cash loans with bad credit’ when you’re a newcomer, it may not be the best option in your financial situation. Instead, let Fundo help you find the loan related to online fast loans that suits your financial situation.

Is there an income requirement for online loans?

Each lender may have different requirements for how much money you make, but most will ask for proof of income if you want to apply for online fast loans and fast approval cash loan. Moreover, the strictness of adhering to these requirements varies between lenders – some may be more lenient than others. 

At Fundo, besides your income, we always check your credit as responsible lenders, but these aren’t the only things we consider when you apply for a loan through our online service. Rather than looking at your past, we consider your current financial situation. To qualify for a Fundo loan, you must:

  • be at least 18 years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

Instead of looking for alternatives like ‘24 hour payday loans Australia’ online, please contact us to discuss how we may be able to assist you if you do not meet any of our requirements.

What are some reasons a loan application might get declined?

Your loan application might get denied because your credit score is poor, you don’t have enough income to make repayments, and you might not meet the basic criteria.

At Fundo, we always carefully consider every loan application we receive. Although we do credit checks, your credit score only plays a minor role when we review applications. We don’t focus on the past, but on your current ability to make repayments. We also regularly service individuals in complex employment situations, so don’t hesitate to reach out to us for more information.

We also want to help you learn better ways to handle your money in regards to online fast loans. It can be challenging to understand what benefits your credit score, especially when you’re just starting out. That’s why we have our unique scoring system – the Fundo Credit Score – which you will get if you take out a Fundo loan. 

It tracks and rewards good financial decisions with your outstanding Fundo loan. Using Fundo as your primary lender, referring friends, leaving reviews, and paying back a loan early will all increase your score. You are more likely to be approved for a Fundo loan if you have a high Fundo Credit Score.

 We offer an independent credit scoring system, so you don’t have to worry about your Fundo loan affecting your credit score. You learn more about your financial health with ease and understand how to build credit. 

Whether Fundo is approving your loan or sending you the money, we will always be there for you. Financial wellness is also important to us. Through your Fundo loan, we will help you learn more about money and ensure that you continue to benefit. 

Contact us by phone or email to learn more about Fundo’s alternatives to online fast loans and how to build your credit score.

Don’t just settle for quick instant loans. Apply for a teeny, tiny loan today with Fundo!

Please note that the opinions expressed in this article do not constitute financial advice or recommendations. We reserve the right to change the views expressed in this commentary at any time.