$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you’re looking up terms like ‘24 hour payday loans Australia’ ‘247 online cash loans’ or ‘24/7 emergency loans’, chances are you need cash and fast. The problem is that it can be hard to find a reliable lender who is willing to help you out and provide you with the funds you need.

Fundo provides more flexible alternative short-term loan options that are fast, secure, and easy to access when you need them most. With our 24/7 online application process and fast approval times, you can get the money you need when you need it.

What type of payday loan is best for emergencies?

A payday loan, or cash advance loan, is a type of short-term loan that is designed to be repaid on your next payday. Payday loans are often used to cover unexpected expenses or emergencies, such as car repairs or medical bills. However, payday loans have a shorter repayment period that some may find too rigid and difficult to pay back on time.

When looking through results for ‘24 hour payday loans Australia’, it's important to carefully consider the terms and fees of the loan, ensure that these are right for your situation, and choose a lender that is transparent and reputable. However, it can be difficult to secure an emergency loan if you have a blemished credit history.

While Fundo still does credit checks as a responsible lender, we understand that individual financial situations are complicated, which is why we consider other factors when looking over your application, such as your ability to pay off the loan. 

Even if you have a less-than-perfect credit score, we can provide short-term, same-day loans for cash to approved applicants. To be eligible for a loan with Fundo, all borrowers must:

  • be over eighteen years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place yourself under undue financial strain by borrowing from Fundo.

At Fundo, we don't just rely on traditional credit scores when assessing an individual's creditworthiness. Instead, we've developed our own credit scoring system, called the Fundo Credit Score, which takes into account a range of factors, including timely repayment of your fast small loans, customer feedback, and referrals. 

By improving your Fundo Credit Score, you can increase your chances of being approved for quick instant loans and may even be eligible for special discounts and benefits. We're committed to helping our customers build and maintain good credit, which can have long-term benefits for their financial well-being.

Additionally, we understand that when you’re searching for ‘24 hour payday loans Australia’ and need a loan, you need the funds immediately. That's why we strive to make the process of receiving your short-term loan as quick and efficient as possible. 

If your application is submitted and accepted during our business hours, you will most likely receive your funds that day; but even if you submit your application after we close, we will get to it first thing the following business day.

Are there interest-free payday loans available online?

It is generally difficult to find payday loans with no interest. Payday loans are a type of short-term loan that is designed to be repaid on your next payday, and they are typically associated with high-interest rates and fees. 

At Fundo, we offer a range of short-term loan options that are more flexible, and we make the process of applying for a quick finance loan as easy as possible. All you need to do is visit our homepage, click on the ‘Apply Now’ button, and follow the prompts. If you are approved for a loan, we will send you an agreement and deposit the funds into your account as soon as possible.

Our loan approval process is available from Monday to Saturday, and our online form is accessible 24/7, so you can apply for a loan at your convenience instead of scrolling through tons of search results under ‘24 hour payday loans Australia’.

Because we want you to manage your online loan efficiently and stay on top of your financial obligations, we also offer a self-service dashboard that allows you to view and update your account, make or reschedule repayments, and keep track of your loan information. With your account dashboard, you can see your loan balance, payment dates, and duration. 

Which payday loans have flexible repayment terms?

Because payday loans are generally designed to be repaid on your next payday, they typically have short repayment terms. You may find that when looking for 24 hour payday loans, Australia has some payday lenders that may offer flexible repayment options that allow you to extend the loan and make smaller payments over a longer period of time. However, these options may come with additional fees, and it's important to carefully consider the terms and conditions of the loan before accepting any offer.

At Fundo, we offer alternative short-term loans with flexible repayment terms to make it easier for you to manage your loan. Our small quick loans online range from $500 to $2,000 with repayment terms of up to 180 days, which gives you plenty of time to repay your loan and fit the payments into your budget. 

We understand that your financial situation may change, and that's why we offer the option to make changes to your payment terms. If you need to adjust your repayment schedule, just let us know at least 48 hours in advance, and we'll work with you to find a solution that fits your needs, so you no longer have to look up ‘24 hour payday loans Australia’ online.

Online loans made easy with Fundo

We know that life can be unpredictable, and there are times when you need instant cash. You don't have time to deal with complicated forms, long approval processes, or waiting for answers. That's why Fundo offers quick online loans to help you get the financial support you need when you need it. 

Our application and approval process is simple and efficient, so you can get a decision and receive your funds as soon as possible. If you need a quick online loan in Australia, we've got you covered. 

Our goal is to make the process of obtaining a loan as hassle-free as possible, so you can focus on what's important to you instead of sifting through results for ‘24 hour payday loans Australia’ all day.

Apply for a loan with us today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.