$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

You may have been searching for ‘quick and easy loans Australia’ or ‘short term loan Australia’ online because you need access to funds quickly and with minimal fuss. In today’s world, access to emergency funding is often necessary in order to pay for unexpected expenses like medical bills, car repairs, or home maintenance. 

If this is something you have experienced, then you know how difficult it can be to get a loan from a traditional lender when you need to borrow money today, which is what drives people to look up ‘quick and easy loans Australia’ online.

Fundo offers small, short-term personal loans that can be used for whatever purpose you need. Our loan process is simple, quick, and easy. You can apply on our website from any device, and if approved, we will deposit the funds directly into your nominated bank account.

How easy is it to apply for quick money loans online?

Applying for a loan through traditional lenders often requires a lengthy and tedious process due to the stringent requirements, regulations, and processes that must be followed. 

They often require extensive documentation, which can be time-consuming to gather and submit. Additionally, the application and review process often takes weeks or even months to complete, which can be very inconvenient for borrowers. It’s no surprise that people have been searching for ‘quick and easy loans Australia’ and ‘fast cash loans Australia’ online. 

Loans online are generally much easier and more convenient. Online loan applications at Fundo involve zero physical paperwork. There is no need to visit an on-site location and meet with a loan officer in person. All you have to do to get started is fill out an online form that takes only a few minutes to complete. 

We take pride in our streamlined application and review processes. To ensure that you get through our online loan application form as quickly as possible, you can prepare the following information ahead of time:

  • your regular income details;
  • information about any government benefits you may receive;
  • a valid form of identification (e.g. Australian driver’s licence, proof of age card, passport); and,
  • details of your bank account, including your bank name, BSB, and account number.

Are alternative lenders more lenient when it comes to applications?

Alternative lenders have become increasingly popular in recent years as people look for flexible financing solutions to meet their needs. 

While traditional banks may be more rigid in their lending requirements, alternative lenders like us at Fundo take a more straightforward approach to the application process to cater to the needs of those looking for ‘quick and easy loans Australia’. 

To qualify for one of our quick short term loans, you must:

  • be at least eighteen years old at the time of application; 
  • be an Australian citizen or tax-paying resident; 
  • earn at least $300 per week in regular income, exclusive of benefits from the government; 
  • show your ability to make payments on time; and,
  • refrain from putting an undue burden on your finances by taking out a loan from Fundo.

At Fundo, your credit score only plays a small role in our decision-making process. We understand that some people may have complex financial situations, and we look at other factors, such as your current ability to pay the loan, when reviewing your application.

How can I ensure that an easy online loan provider is legitimate?

Ensuring that an online loan provider is legitimate is an important step to take when considering ‘quick and easy loans Australia’. If you want to make sure that you are working with a legitimate online loan provider, you should check their credentials.

Every legitimate Australian online lender has to have an ACL (Australian Credit License) and an ACL number in order to offer credit services. You can find a lender’s ACL number on their website or in the Australian Financial Services Licensees database.

Additionally, look for any additional fees or charges associated with your loan. Ensure that there are no hidden costs or fees that may add up over time. You can ask questions about the repayment terms, rates, and any other fees associated with the loan. This can help you understand how much you will need to pay back over the life of the loan.

Finally, borrowers in search of ‘quick and easy loans Australia’ should be sceptical of loan providers who promise guaranteed approval, as no responsible lender should claim that all loan applications will be accepted. Therefore, if a lender makes this assertion, it may be cause for concern. 

As an Aussie-owned and -operated company, Fundo is regulated by the Australian Securities and Investments Commission (ASIC), and all our fees follow industry standards. You will typically only be charged a flat establishment fee and a monthly account fee, both of which are calculated based on your principal. This means that as long as you make your repayments on time, you won’t have to worry about accumulating any additional fees down the line.

Furthermore, Fundo employs a unique credit scoring system that rewards our borrowers for good borrowing behaviour. Whenever you make repayments early or on time, leave a review, or refer a friend, you can add points to your Fundo Credit Score. A higher score increases the likelihood that your future Fundo loan applications will be accepted. You can even enjoy special discounts!

You can keep track of your score and make and reschedule repayments using our interactive self-service dashboard. As part of our dedication to our customers, we regularly update our blog with advice on financial wellness, such as things to look out for when it comes to ‘quick bad credit payday loans’ or ‘secured payday loans’.

Whenever you find yourself searching for ‘quick and easy loans Australia’, simply apply for a small loan with us at Fundo!

Disclaimer: Unless otherwise stated, the opinions represented in this article are solely for general information and amusement purposes and should not be construed as financial advice or recommendation. Views expressed in this commentary may change without prior notification.