How Easy Is It To Apply For Quick Money Loans Online?
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
You may have been searching for ‘quick and easy loans Australia’ or ‘short term loan Australia’ online because you need access to funds quickly and with minimal fuss. In today’s world, access to emergency funding is often necessary in order to pay for unexpected expenses like medical bills, car repairs, or home maintenance.
If this is something you have experienced, then you know how difficult it can be to get a loan from a traditional lender when you need to borrow money today, which is what drives people to look up ‘quick and easy loans Australia’ online.
Fundo offers small, short-term personal loans that can be used for whatever purpose you need. Our loan process is simple, quick, and easy. You can apply on our website from any device, and if approved, we will deposit the funds directly into your nominated bank account.
Applying for a loan through traditional lenders often requires a lengthy and tedious process due to the stringent requirements, regulations, and processes that must be followed.
They often require extensive documentation, which can be time-consuming to gather and submit. Additionally, the application and review process often takes weeks or even months to complete, which can be very inconvenient for borrowers. It’s no surprise that people have been searching for ‘quick and easy loans Australia’ and ‘fast cash loans Australia’ online.
Loans online are generally much easier and more convenient. Online loan applications at Fundo involve zero physical paperwork. There is no need to visit an on-site location and meet with a loan officer in person. All you have to do to get started is fill out an online form that takes only a few minutes to complete.
We take pride in our streamlined application and review processes. To ensure that you get through our online loan application form as quickly as possible, you can prepare the following information ahead of time:
Alternative lenders have become increasingly popular in recent years as people look for flexible financing solutions to meet their needs.
While traditional banks may be more rigid in their lending requirements, alternative lenders like us at Fundo take a more straightforward approach to the application process to cater to the needs of those looking for ‘quick and easy loans Australia’.
To qualify for one of our quick short term loans, you must:
At Fundo, your credit score only plays a small role in our decision-making process. We understand that some people may have complex financial situations, and we look at other factors, such as your current ability to pay the loan, when reviewing your application.
Ensuring that an online loan provider is legitimate is an important step to take when considering ‘quick and easy loans Australia’. If you want to make sure that you are working with a legitimate online loan provider, you should check their credentials.
Every legitimate Australian online lender has to have an ACL (Australian Credit License) and an ACL number in order to offer credit services. You can find a lender’s ACL number on their website or in the Australian Financial Services Licensees database.
Additionally, look for any additional fees or charges associated with your loan. Ensure that there are no hidden costs or fees that may add up over time. You can ask questions about the repayment terms, rates, and any other fees associated with the loan. This can help you understand how much you will need to pay back over the life of the loan.
Finally, borrowers in search of ‘quick and easy loans Australia’ should be sceptical of loan providers who promise guaranteed approval, as no responsible lender should claim that all loan applications will be accepted. Therefore, if a lender makes this assertion, it may be cause for concern.
As an Aussie-owned and -operated company, Fundo is regulated by the Australian Securities and Investments Commission (ASIC), and all our fees follow industry standards. You will typically only be charged a flat establishment fee and a monthly account fee, both of which are calculated based on your principal. This means that as long as you make your repayments on time, you won’t have to worry about accumulating any additional fees down the line.
Furthermore, Fundo employs a unique credit scoring system that rewards our borrowers for good borrowing behaviour. Whenever you make repayments early or on time, leave a review, or refer a friend, you can add points to your Fundo Credit Score. A higher score increases the likelihood that your future Fundo loan applications will be accepted. You can even enjoy special discounts!
You can keep track of your score and make and reschedule repayments using our interactive self-service dashboard. As part of our dedication to our customers, we regularly update our blog with advice on financial wellness, such as things to look out for when it comes to ‘quick bad credit payday loans’ or ‘secured payday loans’.
Whenever you find yourself searching for ‘quick and easy loans Australia’, simply apply for a small loan with us at Fundo!
Disclaimer: Unless otherwise stated, the opinions represented in this article are solely for general information and amusement purposes and should not be construed as financial advice or recommendation. Views expressed in this commentary may change without prior notification.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
