$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

People search for ‘small fast cash loans bad credit’ online for a variety of reasons. Some need to cover unexpected expenses such as car repairs, medical bills, or home repairs, while others want extra funds to spend on a big event such as a wedding. Whatever your reason for needing a loan today, Fundo can help. Our fast small loans can be used for any purpose, so turn to us when you need a financial boost quickly. 

Want to know more about ‘small fast cash loans bad credit’ and what Fundo can offer to help you tide through sudden expenses? Read on for more information. 

Are there more requirements for small bad credit loans?

The loan requirements are an important consideration when searching for ‘small fast cash loans bad credit’ or other types of quick loans online. The requirements for fast bad credit cash loans may vary depending on the lender and the specific loan product. Some lenders may require additional documentation or information to ensure that the borrower can repay the loan. 

In general, borrowers should expect to provide basic personal and financial information to apply for online easy loans. Here at Fundo, we have minimal requirements. To be eligible for a loan from us, you must:

  • be at least 18 years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you will not place undue financial pressure on yourself by borrowing from Fundo.

If you meet our lending criteria, it’s helpful to have the details of your regular income and your government benefits (if any) ready to complete the application process faster. Please also be ready to supply us with proof of your identity – it could be your driver’s licence, proof of age card, or passport – as well as your bank account details, like your bank, account name, and account number.

Can I get flexible repayment terms if I have bad credit?

If you’ve been looking up ‘small fast cash loans bad credit’ for a while now, you may wonder if options for flexible repayment terms are available. Some lenders offer flexible repayment terms to borrowers with less-than-perfect credit, while others – such as traditional lenders – may be more strict. Flexible repayment terms allow you to tailor your loan payments to your specific financial situation, so choosing a lender that offers them to their borrowers is ideal. 

At Fundo, we understand that every borrower has different financial needs and preferences. That’s why we offer flexible repayment options to help you manage your loan payments according to your own schedule. Our repayment schedules are available on a weekly, fortnightly, or monthly basis, so you can choose the option that works best for you. 

Additionally, we offer the option to make your repayments over a period of up to 180 days or to pay off your loan in advance (without any penalties) to avoid paying monthly fees. You also get a self-service dashboard where you can manage your loan more efficiently from any mobile device. You can view your loan information, track your loan progress, and schedule your repayments, so you’re less likely to miss a payment. 

Where can I find specialist lenders for bad credit loans?

Many online lending platforms specialise in working with borrowers who have bad credit. These platforms can be a good option for borrowers looking for ‘small fast cash loans bad credit’ or ‘bad credit fast loans’ compared to traditional banks or credit unions that may have more stringent loan requirements and conditions. 

But don’t just choose the first lender you find after searching ‘small fast cash loans bad credit’ or ‘fast bad credit cash loans’; choose one that provides transparency in their transactions, too, like Fundo.

At Fundo, we believe in transparency and honesty when it comes to our online fast loans. That’s why we make sure to lay out all of the costs of your loan upfront, with no hidden charges or confusing fine print. Our smart user interface lets you get an instant and clear breakdown of all the fees involved in your loan, so you know exactly what you’re getting into and can make informed decisions. 

The best part is that getting a loan from Fundo is hassle-free and requires no paperwork! To apply, you simply have to navigate to the online application form on our platform, fill it out with your details, and follow the rest of the instructions. Our team will review your application and let you know the outcome as soon as it’s available. If you apply within business hours and everything goes well, you may receive an outcome within the same day.

Are you a returning Fundo borrower? Good news: you can apply in just three clicks. Not only that, but if you improve your Fundo Credit Score, you may get discounts, special benefits, and a good chance of getting approved for a Fundo loan. Improve your Fundo Credit Score by leaving reviews for us, referring us to friends and family, and reducing your loans with other lenders. 

Get loan today from Fundo rather than endlessly looking up ‘small fast cash loans bad credit’ or ‘bad credit cash loans online. It only takes a few minutes to apply for a loan today, and you can get started right away!

Please note that this article is primarily intended for informational and entertainment purposes and is not intended as financial advice. All commentary views may be changed at any time without notice.