$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Needing a loan can be stressful, especially when you don’t know where to start. Not everyone has the time or resources to browse through the results for ‘apply for loan online’ or ‘apply for a small loan online’ for hours, and, even so, it can be tiring to keep switching between tabs to find the right loan provider.

Luckily, we have Fundo to make it easy for you to access short-term loans quickly and easily. With our streamlined application process and fast turnaround times, you can get the funds you need with minimal stress.

How do online loan applications work?

Online loan applications are becoming increasingly popular as they offer a convenient way to apply for a loan without having to visit a lender or bank in person. 

The loan application process with Fundo typically starts with the applicant filling out an online form with their personal and financial information after they’ve looked up terms like ‘apply for loan online’. We will then review this information to determine whether the applicant is eligible for the loan. 

If the lender finds that the applicant meets the criteria for the loan, they will offer the loan and provide information on the terms and conditions. The applicant will then need to accept these terms and conditions and sign the agreement before the cash loan online is approved and the funds are released. 

At Fundo, our loans have repayment terms of up to 180 days and are the answer to any searches such as ‘apply for loan online’, ‘cash loan Melbourne’ or even ‘fast instant loans’. 

Are online loan applications processed more quickly?

The answer to this question depends on several factors, such as the lender’s policies and the type of loan for which you are applying. Generally, online loan applications can be processed more quickly than traditional loan applications because lenders can access information electronically and do not have to wait for paperwork to be mailed or delivered.

Additionally, many lenders offer automated underwriting systems that can make decisions on loan applications in a matter of minutes, so borrowers don’t have to hop onto the next tab and search ‘apply for loan online’ all over again. However, it is important to note that some lenders may still require a manual review of applications, which could take longer than if they were processed entirely electronically.

Ultimately, the speed at which your loan application is processed will depend on the lender’s individual policies and procedures. 

At Fundo, our online applications are processed Mondays through Saturdays so you can get access to your loans as soon as possible instead of going back to searching ‘apply for loan online’. Typically, if you apply and get approved for a Fundo loan on a business day, your funds may be sent on the same day.

However, take note that different banks have different processing times, so the funds may take longer to reach your bank account.

What do I need to submit when applying for loans online?

When applying for a loan online, you will typically need to provide certain information about yourself and your finances in order for the lender to assess your eligibility and make a decision about approving you for a loan.

These can include personal information and valid identification cards. In line with this, lenders also usually have different eligibility requirements for every borrower looking up terms like ‘apply for loan online’. 

To be eligible for a loan with Fundo, all borrowers must:

  • be over 18 years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure they’re not placing themselves under undue financial strain by borrowing from Fundo.

If you find that you meet all these basic criteria for our borrowers, feel free to apply for a loan with us, and we’ll be more than happy to assess and process your application.

You may quickly notice that we don’t have ‘must have a good credit score’ as part of our basic criteria, and that’s because we really don’t! At Fundo, we put more of an emphasis on whether or not our potential borrowers can pay the small loans back on time instead of their past financial situations.

Fundo considers more than just your existing credit score, which is why we’ve developed our own scoring system called the Fundo Credit Score. Our system rewards you for paying your online loan early or on time, as well as for sharing feedback on your loan experience and referring friends to Fundo quick cash online loans. 

The higher your Fundo Credit Score, the higher your chances of being approved for instant personal loans. You can manage and earn points using your self-service dashboard on your Fundo account. This dashboard can also be used to keep track of your loan information, such as payment dates, loan balances, and the like. You can even make or find out how to reschedule payments!

Gain access to easy loans online with Fundo

When you need to borrow money online, don’t double-think – go straight to Fundo. As a reputable and responsible lender, we know how to make the whole process of getting a loan as easy as possible while still providing good service.

Anytime you need a loan, rest assured that you can apply for one with us. There’s no more need to browse through the results of ‘apply for loan online’ for hours on end.

We are always happy to answer your questions about money loans online in Australia. Feel free to contact us by phone, email, or online chat.

Apply for a loan with us today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendations. Any commentary is subject to change without notice at any time.