What Can I Use Personal Loans For?
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
Suppose you’ve been searching for instant personal loans. In that case, you’re likely aware that there are currently several available options on the market – so many that they can easily get overwhelming to sift through.
Each lender advertises differently, and it can get confusing quickly when the information is buried under legal jargon and complex terms. These factors can make it hard to find the right short-term loan for your needs.
You’ll be glad to know that that’s not the case with Fundo. Fundo makes personal loans simple and easy. Compared to other lenders that offer personal loans with instant approval, our process is clear and transparent: 100% online applications and processing, with same-day approval and loan release possible for eligible applications.
Before you head straight for our application form, however, there are some basics that you’ll want to know first. Let’s take a look.
Instant personal loans can be used for a variety of reasons. When you’re planning to make some changes in your life, such as some improvements to your home, loans like a home renovation loan can help provide you with the funds you need to cover the costs.
On the other hand, say you have your wedding or family reunion this weekend, and one of your relatives forgot to mention that they’re bringing a plus-one until the very last minute. While this may seem like a small issue, you’d be surprised how much the costs for things like catering, travel expenses, boarding, and the like can add up quickly, even due to the smallest of changes.
Events like these can have unexpected costs, and you don’t want to deal with any financial hassles when you’re on vacation or spending time with loved ones. A backup wedding or travel loan fund to cover such expenses will save time and avoid inconveniences down the line.
Ultimately, you decide what your easy loans will be used for. Fundo's role in this process is to ensure that taking out an instant loan with us does not place you under unnecessary financial hardship. Having said that, we will not monitor your transactions once you have received your funds; all we ask is that you make timely repayments on your instant personal loans.
In addition to keeping the loan cost as low as possible, Fundo's competitive interest rates make it easier for you to repay your loan. Fundo allows its customers to select a repayment schedule that fits their needs and budget, including weekly, fortnightly, and monthly instalments.
Whenever you apply for our quick loans, you won't be surprised by hidden fees or details. In this way, our transactions are transparent and fair, and you'll stay ahead of your payments and manage your finances without worrying about surprises.
You can track your loan fees and repayments at Fundo as well. Through our self-service dashboard, you can receive real-time updates on your repayments, ongoing instant loan applications, and other similar updates to your Fundo account. You will also receive free financial wellness advice from us that can help you better manage your account.
Because our application process is entirely online, you can apply for instant personal loans anytime. We process applications during our business hours, so if you send your application very early in the day or during these hours, then it’s likely that we’ll get back to you within the same business day. Even if you send in your application close to the end of the day or late in the evening, you can still get your result the following business day.
If you have any questions about your application or our other short term loans, you can call or email our friendly team of borrowing experts through telephone, email, or live chat.
At Fundo, we aim to make your experience with instant personal loans more interactive with the Fundo Credit Score.
The Fundo Credit Score is a special feature we offer to our borrowers. Complete your repayments on time, refer Fundo to your colleagues and loved ones, and leave us positive feedback to increase your score. By doing so, you can improve your chances of getting better offers or faster application processing on small cash loans.
It doesn't have to be stressful to get a loan online. At Fundo, we make instant personal loans easy and straightforward.
See the difference between us and the rest when you apply for loans at Fundo today!
Disclaimer: The opinions expressed in this article are solely for informational and entertainment purposes and should not be considered financial advice. Commentary views may be changed at any time without notice.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
