$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Suppose you’ve been searching for instant personal loans. In that case, you’re likely aware that there are currently several available options on the market – so many that they can easily get overwhelming to sift through.

Each lender advertises differently, and it can get confusing quickly when the information is buried under legal jargon and complex terms. These factors can make it hard to find the right short-term loan for your needs.

You’ll be glad to know that that’s not the case with Fundo. Fundo makes personal loans simple and easy. Compared to other lenders that offer personal loans with instant approval, our process is clear and transparent: 100% online applications and processing, with same-day approval and loan release possible for eligible applications.

Before you head straight for our application form, however, there are some basics that you’ll want to know first. Let’s take a look.

What can I use personal loans for?

Instant personal loans can be used for a variety of reasons. When you’re planning to make some changes in your life, such as some improvements to your home, loans like a home renovation loan can help provide you with the funds you need to cover the costs.

On the other hand, say you have your wedding or family reunion this weekend, and one of your relatives forgot to mention that they’re bringing a plus-one until the very last minute. While this may seem like a small issue, you’d be surprised how much the costs for things like catering, travel expenses, boarding, and the like can add up quickly, even due to the smallest of changes.

Events like these can have unexpected costs, and you don’t want to deal with any financial hassles when you’re on vacation or spending time with loved ones. A backup wedding or travel loan fund to cover such expenses will save time and avoid inconveniences down the line.

Ultimately, you decide what your easy loans will be used for. Fundo's role in this process is to ensure that taking out an instant loan with us does not place you under unnecessary financial hardship. Having said that, we will not monitor your transactions once you have received your funds; all we ask is that you make timely repayments on your instant personal loans.

Are interest rates for personal loans online higher than a bank's?

In addition to keeping the loan cost as low as possible, Fundo's competitive interest rates make it easier for you to repay your loan. Fundo allows its customers to select a repayment schedule that fits their needs and budget, including weekly, fortnightly, and monthly instalments.

Whenever you apply for our quick loans, you won't be surprised by hidden fees or details. In this way, our transactions are transparent and fair, and you'll stay ahead of your payments and manage your finances without worrying about surprises.

You can track your loan fees and repayments at Fundo as well. Through our self-service dashboard, you can receive real-time updates on your repayments, ongoing instant loan applications, and other similar updates to your Fundo account. You will also receive free financial wellness advice from us that can help you better manage your account.

Do online lenders fund personal loans on the same day?

Because our application process is entirely online, you can apply for instant personal loans anytime. We process applications during our business hours, so if you send your application very early in the day or during these hours, then it’s likely that we’ll get back to you within the same business day. Even if you send in your application close to the end of the day or late in the evening, you can still get your result the following business day.

If you have any questions about your application or our other short term loans, you can call or email our friendly team of borrowing experts through telephone, email, or live chat.

More fun with loans at Fundo

At Fundo, we aim to make your experience with instant personal loans more interactive with the Fundo Credit Score.

The Fundo Credit Score is a special feature we offer to our borrowers. Complete your repayments on time, refer Fundo to your colleagues and loved ones, and leave us positive feedback to increase your score. By doing so, you can improve your chances of getting better offers or faster application processing on small cash loans.

 It doesn't have to be stressful to get a loan online. At Fundo, we make instant personal loans easy and straightforward.

See the difference between us and the rest when you apply for loans at Fundo today!

Disclaimer: The opinions expressed in this article are solely for informational and entertainment purposes and should not be considered financial advice. Commentary views may be changed at any time without notice.