$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Life is a series of ups and downs. There are times when you could have unexpected expenses and gaps in your budget. Whatever life throws your way, you need to manage it. So how do you find Australian loans online that fit your situation? 

You don’t have to worry about gaps in your budget or unexpected expenses. While it may be hard to accept, remember that it happens to us all! The solution could be a few clicks away and won’t take long. Don’t let temporary trouble spiral into a serious situation. Find out what Fundo can do for you.

At Fundo, we offer short-term personal loans of up to $2,000 with flexible terms for paying them back and a quick way to apply for a loan online.  

When you need Australian loans online, learn more about Fundo loans today.

What should I look for in online loan providers in Australia?

While it can be easy to find Australian loans online, figuring out which loan option and provider to choose can take time and effort. You need to consider several factors when choosing online loan providers. One of the most important considerations is whether the loan provider is an ASIC-licensed credit provider. 

Moreover, if you’re looking for Australian loans online, you should also consider other factors related to applying for a loan, such as repayment terms and application requirements. It’s important to find a lender who can work with your needs.

As responsible lenders, we at Fundo ensure that you aren’t putting yourself at financial risk whenever you borrow from us. When you need to apply for loans related to Australian loans online, you should choose a loan option that fits your situation. If you can’t decide what will work best for you, reading reviews or ratings for the lender you wish to engage with can give you a lot of insight.

Instead of settling for loan providers who offer ‘fast bad credit payday loans’ or ‘quick no credit check loans’ when you search for Australian loans online, consider Fundo.

Is it easy to borrow money instantly from online lenders?

Their quick online processes make it generally easier to borrow money from online lenders. In addition to having a straightforward online application process, they can quickly give you the money you need. But applying for a loan is about more than how quickly or how much your lender can provide you. Depending on your preferred lender, you can also receive benefits with your loan!

At Fundo, you can not only apply for a quick personal loan online, but you can also use our self-service dashboard to get tips on how to improve your money habits. From your outstanding loan amount to other relevant information regarding your loan, you can see all this at a glance from the self-service dashboard.

You can also monitor your Fundo Credit Score – our unique credit scoring system – from the dashboard. When you make timely payments, leave reviews, or recommend Fundo to friends and family, your Fundo Credit Score tracks and rewards your good financial decisions. The higher your Fundo Credit Score, the higher the chance you will be approved for a Fundo loan.

When you’re looking for Australian loans online or ‘instant online loans’, it’s essential to consider other factors at play, not just how quickly you can get your money. It’s not all black and white. 

Do online Australian lenders offer easier loan applications?

It is generally easier to apply for Australian loans online, not because of the online process. Even though non-traditional lenders usually have less strict requirements than traditional lenders, the things you need to do to get a loan from them can be different. Moreover, each lender will also do a credit check, which can be a major factor in their assessment processes.

Fundo checks your credit as a responsible lender, but it only plays a minor role in whether or not your loan is approved. The application process for our loans is straightforward because we understand that finances can be complicated. With our simple requirements, you can access the money you need quickly and responsibly. To qualify for a Fundo loan, you must:

  • be at least 18 years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week, excluding government benefits;
  • demonstrate an ability to make payments on time; and
  • ensure you won’t put undue financial hardship on yourself by applying for a Fundo loan.

Our goal is to ensure you get the financial help you need, regardless of your financial situation, needs, or ability to repay. Feel free to contact us if you have any questions.

If you must search for Australian loans online, don’t settle for options like ‘cash advance payday’ or ‘cash loan online’. You can get quick and responsible cash by choosing Fundo’s short-term personal loans. 

If you need to borrow money today, try applying at Fundo for a teeny, tiny loan!
Disclaimer: The information in this article does not constitute financial advice. Unless otherwise stated, this article is meant for general information and entertainment. We reserve the right to change the information or views in this article without prior notice.