$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

There is a problem with your car that needs to be fixed immediately, but you don’t have the money to pay for it upfront. You then search through 'cash advance payday' or 'cash loans online fast' for options, but your searches lead nowhere. Finding easy cash loans online that suit your needs can be challenging, but now that you found Fundo, you’re one step closer to getting the financial support you need.

Fundo offers speedy access to alternative online loan options from anywhere in Australia, so you can finally say goodbye to your constant online searches for ‘cash advance payday’. Our easy, fully online loan application process allows you to quickly and conveniently apply for small loans with flexible repayment options. Whether you need fast funds for car repairs or other unexpected expenses, Fundo may be the right choice for you.

Here are some popular questions about advance payday loans that will help you make an informed borrowing decision. 

Is it a good idea to renew or extend my payday loan? 

Some people searching for ‘cash advance payday’ ‘cash now loans’ or other similar search terms may want to know if it’s possible to renew or extend a loan because they're unable to repay the loan in full by the original due date. Renewing or extending a cash payday loan can provide temporary relief if a borrower is unable to repay the loan on time; however, there may be long-term financial consequences. 

This is why getting a loan from a lender with flexible repayment options is important. Having a loan with flexible repayments can help you better manage your finances as you are more likely to make your repayments comfortably, increasing the chances that you will pay your loan off on time. 

Fundo offers small loans with flexible repayment schedules. You can choose to pay off your loan over a period of up to 180 days – in weekly, fortnightly, or monthly repayments – or in advance to avoid monthly fees. 

We also offer a self-service dashboard to assist you in managing your loan efficiently. This dashboard allows you to easily track your loan progress, schedule and manage your repayments, and view important loan information in one place with just a few clicks.

How long do I have to wait to get another payday loan?

Some lenders have their own internal policies that limit the number of payday loans a borrower can take out. Whether you’re looking to get another cash advance payday loan or small loan, it’s helpful to work with a lender with a streamlined lending system, as this can expedite the process by which you can borrow loans. You also have a better chance of getting loans faster online than from traditional lenders. 

At Fundo, we make the application process for our short-term loans easy, quick, and convenient. No need to go through tedious paperwork; our platform is designed to make the process more efficient and increase the chances of approval. To apply, simply navigate to our website and click the ‘Apply Now’ button. The application process is short and requires basic information about yourself and your financial situation to evaluate your loan application fairly.

Once your application is submitted, we'll review it promptly and get back to you with a decision as soon as possible. If your application is approved and all goes well, you can expect to have the funds in your account on the same day.

What should I do if I don't have enough to pay off my payday loan?

If you don't have enough to pay off your cash advance payday loan, it's important to contact your lender as soon as possible to discuss your options. The lender may be willing to work with you and find a solution that works for both parties. 

To avoid finding yourself in the same situation, it helps to make sure you qualify for the loan and that you fully understand the terms and conditions of the lender. This can help you make an informed decision about whether or not a cash advance payday loan is right for you and ensure you can repay the loan on time. 

If you're interested in alternative options to a cash advance payday loan, consider Fundo. There are certain requirements that you must meet to obtain a small loan from us. To be eligible for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a citizen or permanent resident of Australia;
  • earn a minimum of $300 per week (not including government benefits);
  • prove that you have the ability to make your loan repayments on time; and
  • ensure that you will not be putting yourself at financial risk by taking out a Fundo loan.

At Fundo, it’s our goal to help you increase your chances of getting approved for a loan with us in the future, so you don't have to keep searching for ‘cheapest cash loans’ or ‘cash loans in 60 minutes’ the next time you need a loan. 

To help with that, we offer the Fundo Credit Score. You can improve your Fundo Credit Score by referring friends to us, leaving us reviews, making your repayments on time, and limiting your loans with other lenders. The better your Fundo Credit Score, the higher your chances of loan approval with us.

Need a teeny tiny loan? Apply now at Fundo! 

Disclaimer: The opinions expressed in this article are strictly for informational and entertainment purposes only and should not be considered financial advice. Please note that views expressed in any commentary may change without notice at any time.