$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

You need money, fast, but you need to figure something out. You know you need financial help quickly. A brief internet search for the ‘best instant cash loans Australia’ can bring mixed results. You don’t have time to sort through everything, and knowing what kind of loan you need or whether you can even get the money you need can be difficult to know right away.

Giving yourself more time to think about your decision is what’s best for you right now. At Fundo, while we provide quick cash loans, we also look after your financial wellness and ensure that you aren’t making a rash financial decision when you borrow from us. 

Learn more about the ‘best instant cash loans Australia’ and other related terms with Fundo today. 

What types of loans can I get online instantly?

Depending on your needs, you can get different types of loans from different lenders. While some have varying requirements, you can get a loan relatively quickly from non-traditional lenders like Fundo. Moreover, each loan type may vary from each lender, as well as the loan details like repayment schedule and fees. 

From ‘small loans’ and ‘education loans’ to personal loans, Fundo offers a wide range of loan options that can cover sudden one-off expenses like your vehicle breaking down or an unexpected trip to the hospital. If you need help finding a loan that suits your needs, instead of searching for the ‘best instant cash loans Australia’ and other related instant loans, talk to Fundo and figure things out. 

How can I qualify for a Fundo loan?

At Fundo, as responsible lenders, credit checks are part of all Fundo loan application processes, but they are not the only factor considered. To qualify, you must:

  • be at least 18 years old;
  • be a citizen or tax-paying resident of Australia;
  • show proof of regular income of at least $300/week, excluding government benefits;
  • ensure repayment deadlines are met; and
  • ensure you are not placing yourself under undue financial stress by borrowing from Fundo.

Fundo always carefully considers each loan application and doesn’t deny an application without reason. If you have a complex financial situation, feel free to reach out to us to discuss it and know your options. 

So rather than searching for the ‘best instant cash loans Australia’ or ‘no credit check fast loans’ online, give us a call today to find out how we can assist you. Let’s find a short-term loan that suits your financial needs. 

What should I consider when choosing online cash loans?

Before you choose the ‘best instant cash loans Australia’ or other related online loans, you should carefully consider your financial situation. You must be able to repay the loan over the repayment schedule and not find yourself in a debt cycle.

But that can be difficult if there’s too much information or technical jargon. At Fundo, we don’t blindside you with confusing language. The details of your Fundo loan, including the repayment period and fees, are outlined upfront before you accept the loan. 

You should also consider what else you’re getting from the ‘best instant cash loans Australia’. Most non-traditional lenders can offer quick loans with reasonable terms and conditions, but not much else.

With Fundo, our services don’t stop with just your loan approval. We also give you access to an interactive self-service dashboard where you can monitor the details of your loan (like your next repayment period or the outstanding balance of your loan). It also has tips and advice about financial wellness and the steps you can take to develop sound financial habits. 

Instead of relying on the internet to give you answers to ‘best instant cash loans Australia’ or ‘fast instant cash loans’, you can talk to Fundo and have the loan that suits your financial situation today. 

How do I find affordable online loans in Australia?

You can easily find online loans in Australia by searching terms like ‘best instant cash loans Australia’ or ‘small loans Australia’, which would lead you to non-traditional lenders offering reasonable rates and terms. However, if you want to find online loans that can not only give you relatively quick loan approvals and reasonable terms, you can turn to Fundo for your next personal loan.

Whatever your search term, whether it’s ‘best instant cash loans Australia’ or other similar ‘fast money loans Australia’, Fundo’s services extend beyond fast loans. You can also develop your financial literacy and habits through our game-like credit rating system, Fundo Credit Score! 

Your financial decisions influence your Fundo Credit Score while you have an ongoing Fundo loan. For example, if you make your repayments on time or ahead of schedule, your Fundo Credit Score increases! Conversely, if you forget to make a repayment and have to reschedule it, your Fundo Credit Score will decrease. Learn more about our Fundo Credit Score when you apply for a loan.

Find the teeny, tiny loan that suits your needs today with Fundo!

The content of this article is intended solely for informational and entertainment purposes and is not intended to provide investment advice or recommendations. The views and information we provide may be changed at any time without notice.