$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Fast small cash loans can be a great option for people who require quick access to emergency funds or for those needing to cover short-term cash flow gaps. If you need money quickly and don’t have access to other sources of funding, it can be difficult to get the fast cash you need in time. Moreover, traditional lenders may require you to submit a lot of paperwork, which can make the process even more time-consuming. 

Fortunately, there are other options for people who need fast small cash loans. Our services at Fundo allow you to get short-term loans that are designed to be used to cover medical bills, repair costs, or other unexpected expenses. We offer a hassle-free borrowing process, quick turnaround times, and flexible repayment rates, so you’ll never have to search online for fast small cash loans again.

What loan should I get if I need extra funds for school?

If you are looking for fast small cash loans to pay for school in Australia, there are a few loan options available to you. 

One of the most common types of loans in Australia is a Higher Education Loan Program (HELP) loan from the Department of Education and Training. This loan is available to eligible students who are enrolled in a higher education course of study. The loan can be used to cover all or part of your tuition costs. However, this does not include things like the price of textbooks or any other charges you might incur in or out of class.

Other online loan options include the VET Student Loans (VSL) Program, which can be used to help pay for Vocational Education and Training (VET) courses.

Another alternative, if you're looking for an easy and more convenient way to access fast small cash loans, is borrowing from non-traditional lenders like Fundo. Our small, short-term loans can help borrowers with whatever they may need financing for, whether it's extra funds for school, a car repair, home repairs, emergency medical expenses, or even unexpected travel costs.

Are personal loans also a good choice for students?

Personal loans can be a good choice for Australian students when used responsibly. They can provide students with the extra funds they need to cover one-off expenses such as a tuition fee, textbooks, and other educational costs. Additionally, there are a variety of grants and scholarships available to help students pay for their education.

With Fundo, you don't have to worry about going through lengthy processes to access easy personal loans online – we have the tools to help you get the funds you need quickly and easily. 

Getting started is easy. Just click on the 'Apply Now' button on our homepage, and you will be directed to our online application form, which can be completed in a few minutes. You will be asked to provide:

  • details about your regular income;
  • information about your government benefits;
  • proof of identification (e.g. Australian Drivers Licence, Proof of Age Card, Passport); and
  • your bank details (account name, BSB, and account number).

If you complete the application and get approved during business hours (Mondays to Fridays from 9 am to 6 pm and Saturdays from 9 am to 5 pm), you can even receive your funds on the same day. Get a loan today by applying on our site.

Can students apply for debt consolidation loans?

Yes, students in Australia can apply for debt consolidation loans. However, it will depend on the student’s individual financial situation and whether they meet the lender’s eligibility criteria. Generally, lenders require that borrowers have a good credit history, be employed, and have a regular income to qualify.

By consolidating their debts into one loan, students can potentially save money in the long run by reducing the amount of interest paid over time. However, it is important to remember that debt consolidation loans are still debts, and students should only take them out if they are confident that they can pay the loan off within the required timeframe.

Our fast small cash loans from Fundo can potentially be used for a variety of purposes, including debt consolidation, home renovations, and emergency situations.

In order to qualify for a quick small loan with Fundo, you just need to meet the following criteria:

  • You must be at least eighteen years old when you apply.
  • A tax-paying resident or citizen of Australia is required.
  • Earn at least $300 a week from a full-time or part-time job, excluding government benefits.
  • Ensure that you will be able to make your repayments on time.
  • Taking out a loan from Fundo shouldn't put undue financial pressure on you.

When you pick Fundo as your lender, you'll gain access to the Fundo Credit Score, an intuitive tool that lets you monitor and boost your score over time by engaging in activities like submitting reviews, introducing friends, and, most importantly, making repayments on time.

Your chances of being approved for future applications with us rise as your score does. The Fundo Credit Score differs from the credit score calculated by reporting agencies, so you don't have to worry about your credit history affecting it.

Use our intuitive account dashboard to monitor your score, make and reschedule repayments, and regularly get advice from us at Fundo on financial topics like ‘online instant loans Australia’ and ‘payday loans NSW’ to help you on your path to financial wellness.

If you are in need of fast small cash loans, you can apply for a loan today with Fundo!

Disclaimer: Please keep in mind that these opinions are strictly for informational and entertainment purposes only and cannot be considered financial advice or recommendations. Views expressed in this commentary may change without notice.