$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you looking to get a loan today? You may be trying to cover an unexpected medical bill, consolidate existing debt, fix up a car, or take a trip. We understand how difficult it can be to find a loan that meets your needs, especially if you need fast cash under a tight deadline. Traditional lenders tend to have slow lending processes, and not everyone has the required collateral or credit score to qualify. 

That’s where we come in. Whatever your reason for wanting to get a loan today, Fundo offers quick loans online that can be used for multiple purposes. Our online application process makes it easy for you to get the cash you need. We have flexible repayment options and look at your financial situation, not just your credit score or assets.

What types of education loans can I get online?

There are a variety of online education loans available in Australia for those looking to get a loan today. Depending on your individual circumstances, you may be eligible for government-funded student loans such as the HECS-HELP loan or the FEE-HELP loan. These loans are designed to help you pay tuition fees at approved universities, colleges, and other higher education providers in Australia. 

You may also be eligible for a VET Student Loan (VSL), which is available for students undertaking approved vocational education and training courses. The only courses eligible for VSL funding are those at the diploma level or higher. That rules out getting a VSL for courses at Certificate IV level and below.

If you require financing for moving to a different state for university, to furnish your off-campus accommodation, or for any unexpected circumstances, consider applying for an online loan from Fundo. Our fast small loans can be used for a variety of objectives, including debt consolidation, home improvements, and any other similar situations.

Our small, short-term loans are designed to provide you with the financial assistance that you need when you need it most. Our online application process is quick and simple, allowing you to apply for a loan from Fundo at any time of day or night. 

If you want to get a loan today, you just need to meet the following criteria to be considered for a personal loan with Fundo:

  • You must be at least 18 years old at the time of application.
  • You must be an Australian citizen or resident paying taxes.
  • You must make at least $300 a week in regular income, excluding government benefits, from a full-time or part-time job.
  • You should be able to show that you can meet repayment deadlines.
  • You must not be putting undue financial pressure on yourself by borrowing from Fundo.

What is the application process for student loans online?

The application process for student loans online in Australia depends on the type of loan you are applying for. For example, if you are applying for a Higher Education Loan Program (HELP) loan, you will need to submit your Commonwealth supported place (CSP) and HELP electronic Commonwealth Assistance Form (eCAF) before your provider’s census date.

If you are applying for a VET Student Loan, you have to submit the Request for a VET Student Loan eCAF at least two full business days after you have enrolled in your studies and before the first census day. 

At Fundo, we’re proud of the fact that our online application and approval processes are among the fastest in the industry. To get a loan today from us, all you have to do is click on the ‘Apply Now’ button on our site and fill out the form with your basic information, including:

  • the details of your regular income;
  • the details of your government assistance;
  • proof of identification (e.g. Australian Drivers Licence, Proof of Age Card, Passport); and,
  • your bank details (account name, BSB, and account number).

How quickly can I get my personal student loan after approval?

If you’re a student anxious to get a loan today, the timing of when you can receive your personal student loan after approval depends on a few factors, such as the type of loan you are applying for, the institution you apply with, and the payment method you select.

If you need a flexible personal loan for other purposes, Fundo’s business hours are 9 a.m. to 6 p.m., Monday through Friday and 9 a.m. to 5 p.m. on Saturdays. In cases where your loan application is received and approved during business hours, it is possible that you will receive the money on the same day.

In the event that your application is submitted near the end of our business hours or on Sundays, you can expect to receive a decision on your loan within the next twenty-four hours or on the following business day. Once you’ve been approved, we’ll promptly deposit the funds into your bank account by direct deposit.

Every successful approval, repayment, and closing of a loan account will be reflected in your unique Fundo Credit Score – our points system that rewards you for acts of good borrowing behaviour. The higher your score is, the more likely you are to get future applications approved. You can also be eligible for special discounts!

You can track your Fundo Credit Score through our intuitive account dashboard, which also allows you to make and reschedule your repayments and even receive regular pieces of financial wellness advice from us at Fundo. We cover topics related to ‘quick cash loans no credit check’, ‘short term cash advance’, ‘payday loans bad credit au’ to help guide you on your journey to financial health.

There’s no need to look up terms like ‘quickest personal loans’ or ‘how to get a loan today’. Apply for a small, short-term loan with us at Fundo!

Disclaimer: These opinions are strictly for informational and entertainment purposes only and should not be considered financial advice or recommendations. The views expressed in any commentary are subject to change at any time without notice.