Can I Choose My Own Loan Amount Online?
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
It goes without saying that there are times when you need to take out quick loans online, even if you are generating a steady income, living a simple lifestyle, and saving funds in your personal bank account. Surprise expenses can happen to anyone, and for this reason, finding a money lender who can potentially provide you with funds through responsible means is incredibly important.
However, with all the online quick loans available from varying financial institutions, how are you supposed to make a decision? The good news is that you no longer have to scroll through pages of search results since you’ve just come across Fundo! We’re an Australia-based company that can give you easy, quick loans as long as you qualify for our convenient service.
Gone are the days when you’d have to look up terms like ‘Cash advance app Australia’ online or settle for payday loans online. With our offers, you can not only experience a wide array of application and repayment advantages, but you can also rest assured that our team of experts will do what they can to understand your situation in its entirety. Get started today at Fundo!
As someone who can benefit from getting quick loans online, chances are that you’re keen on knowing whether or not you can choose the quick small loan amount you want. In that case, you should keep in mind that it’s generally possible to request your prefered principal balance when applying.
Most online lenders would allow you to specify the amount of money you want to borrow when you submit an application for one of their fast, easy cash loans. Just remember that the amount approved may depend on various factors, such as your credit score, salary, and debt-to-income ratio. It’s important to note that some lenders may also have minimum and maximum balances they’re willing to provide.
Here at Fundo, you’ll be pleased to know that our loan amounts range from $500 to $2,000 with repayment up to 180 days, and we’ll take into account your ideal budget for emergency expenses. Before all of that, however, you should ensure that you fit into the following criteria in order to be eligible to take out quick loans online with us:
If you meet these requirements, then you can potentially get a loan today!
Similar to the budget for an easy, quick loan, there are a number of aspects that can affect the interest rate percentage. This would include some of the same factors mentioned before, such as your credit score, salary, and debt-to-income ratio.
Institutions use this information to determine the risk of lending to you, and the interest rate is one way they can compensate for that risk. For instance, borrowers with higher credit scores and lower debt-to-income ratios will be offered lower interest rates, while those with lower credit scores and higher debt-to-income ratios will be offered higher interest rates for fast small cash loans.
The type of loan you are seeking and the lender you are borrowing from can also impact your interest rate. However, we at Fundo pride ourselves on being as fair as possible – all while promoting responsible lending.
Our team of experts will assess the information you’ve provided in your application, and we’ll be sure to look further than just your raw credit score. We’ll analyse your overall capability to make repayments, how you dealt with financial obligations, and much more. If we see that you’ll be able to handle our loans for cash emergencies, then we can approve your request within twenty-four hours.
While a higher salary could increase your odds of getting a higher chance of getting quick loans online, this isn’t the end-all be-all factor you should be concerned with. At Fundo, we understand that unexpected expenses arise and that not everyone generates enough income to cover these costs. That’s why we’ll look into your situation and see if we can give you the appropriate funds to sort everything out.
The best part is that we have advantageous tools and systems if you qualify for a loan today. Our exclusive Fundo Credit Score system gives you a rating you can build up through positive borrowing behaviours, like making on-time or advance repayments. In turn, this will increase your likelihood of getting approved if you need to take out quick loans online in the future.
We’ll also give you access to a self-service dashboard that’ll allow you to manage your funds, update your account information, and even refer others to our offers to improve your Fundo Credit score.
Need a teeny tiny loan up to $2,000? Apply now!
Disclaimer: Unless otherwise stated, the data and figures on this web page are for informational and entertainment purposes only. Please keep in mind that what’s written above can be changed or edited without explicit notification and must not be taken as personalised financial advice for those looking to manage their funds. If you’re seeking this type of service, we at Fundo recommend that you contact a professional in financial planning.
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
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application²
Safe
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application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
